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PayPal: PayPal Credit reviews

4.90
Based on 103,888 reviews, last reviewed 11th May 2026
2447750% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Paypal Credit Simple, easy to use, flexible in everything, solves all questions clearly and concisely. Reviewed on: 11th May 2026
LINH NGUYEN's avatar
LINH NGUYEN

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103888)

PayPal are always there too help no matter the prob

5
PayPal are always there too help no matter the problem Reviewed on: 22nd April 2026

Consistent service.

5
Consistent service. Easy to pay for most services that a credit card can complete Reviewed on: 22nd April 2026

Excellent

5
Excellent experience, no issues at all Reviewed on: 22nd April 2026

I find PaypsypalPal very easy to use,.

5
I find PayPal very easy to use,. Reviewed on: 22nd April 2026

Helpful company.

5
Helpful company. There when you need them Reviewed on: 22nd April 2026

unhelpful staff

5
staff are not helpful when wanting to reduce my credit limit Reviewed on: 22nd April 2026

Makes life a little easier

5
Always friendly customer service and makes my money more accessible. Reviewed on: 22nd April 2026

I use PayPal for security.

5
I use PayPal more than any other way to pay for purchases. I feel safer using PayPal, especially when buying for the first time. Quick and easy to use. Reviewed on: 22nd April 2026

Excellent choice of paying interest free over 4 mont...

5
Excellent choice of paying interest free over 4 months, helps me a great deal when making larger purchases. Reviewed on: 22nd April 2026

Best payment app and love PayPal credit

5
Best payment app and love PayPal credit Reviewed on: 22nd April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review