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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Staff always professional and helpful.

Staff always professional and helpful. Reviewed on: 7th July 2026

Never had a problem with PayPal been using them for...

Never had a problem with PayPal been using them for 10+ Reviewed on: 7th July 2026

PayPal Credit is easy to use

PayPal Credit is easy to use and even easier to pay back. Just set up a direct debit, you can even amend it to the amount you want to pay back each month, instead of the minimum amount and it’s as simple as that. Personally i feel its better than getting a loan from a bank as the majority of the time, you have 0% interest if it’s paid back with a certain time period. Normally 3 months. Reviewed on: 7th July 2026

Paypal Credit is perfect

Paypal Credit is perfect for splitting those larger purchases into more manageable smalller monthly payments and its interest free.. Reviewed on: 7th July 2026

PayPal is safe and easy

PayPal is safe and easy to use. Not experienced any issues since I started using it. Reviewed on: 7th July 2026

Good payment options

Good payment plans with initial 3-4 months no interest. Reviewed on: 7th July 2026

PayPal Superiority

Trustworthy and easy to use with simple steps and clear instructions Reviewed on: 7th July 2026

Very good experience.

Very good experience. I'm very happy with PayPal Reviewed on: 7th July 2026

Great company

PayPal is fab company providing great service. I have been using Paypal for years Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. Easy to contact if needed. Good reminders of when payment is due Reviewed on: 7th July 2026

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