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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103903 reviews)

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4.90

Based on 103,903 reviews, last reviewed 11th May 2026

2448350% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal Credit is easy to use with clear payment opti... PayPal Credit is easy to use with clear payment options and helpful reminders. Pay in 3 is a brilliant way to spread payments interest-free and budge... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103903)

Pay easy with PayPal

It is easy and secure to pay for any online purchases. PayPal always put customers first whenever they's a refund dispute between the merchant and buyer Reviewed on: 22nd April 2026

Great service and clear terms

I’ve received great service and clear terms from PayPal from start to finish when using the service. A lot quicker and easier to sign up to than other credit providers too, and it all linked through my existing account Reviewed on: 22nd April 2026

Very effective way to purchase.

Very effective way to purchase. Most places I buy from have a PayPal option and it feels like a secure way to pay Reviewed on: 22nd April 2026

Easy provider

Have never had to complain and all my transactions work seamlessly Reviewed on: 22nd April 2026

Great app easy to navigate and good customer service

Great app easy to navigate and good customer service Reviewed on: 22nd April 2026

I love PayPal

I love PayPal helps me purchase large items to pay for over time Reviewed on: 22nd April 2026

I contacted PayPal with a problem and it was address...

I contacted PayPal with a problem and it was addressed straight away, and was fully resolved. The person I spoke to was very empathic of my situation and helped me sort it out. I felt heard and seen which is always a nice outcome in these situations. Reviewed on: 22nd April 2026

I’ve had a solid experience using PayPal overall.

I’ve had a solid experience using PayPal overall. It’s quick to set up, easy to use, and widely accepted, which makes both personal and business transactions straightforward. Payments are processed quickly, and the platform gives a good level of visibility over transactions. Reviewed on: 22nd April 2026

Paypal has helped alot.

Paypal has helped alot. The pay in 3 feature is the best part. Reviewed on: 22nd April 2026

Paypal credit is your friend.

Used paypal credit over 3 years now, can t comlplain. You have few options to pay back which is brill. Between any other bank credit card or paypal , will always choose paypal. Reviewed on: 22nd April 2026

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