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PayPal: PayPal Credit reviews

4.73
Based on 169,432 reviews, last reviewed 8th Jul 2026
1457% increase in 5 star reviews
in the past 90 days
1495% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026
Ross Humphrey's avatar
Ross Humphrey

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026
Elton Ersani's avatar
Elton Ersani

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (170964)

Excellent service and very easy to use

5
Excellent service and very easy to use Reviewed on: 4th July 2026

I love everything about PayPal credit.

5
I love everything about PayPal credit. Reviewed on: 4th July 2026

Simple and easy to use.

4
Simple and easy to use. Instruction are clear to understand and the support you get is good Reviewed on: 4th July 2026

Communication could be better

5
It is hard to get through to speak to a human sometimes. But the way they offer by now pay later is good. Reviewed on: 4th July 2026

I like it.

5
I like it. Thank you … PayPal alvaro Reviewed on: 4th July 2026

Very easy to use and interactive

5
Very easy to use and interactive Reviewed on: 4th July 2026

Excellent

5
I have no problems at all with Paypal. Everything is simple to understand Reviewed on: 4th July 2026

Great experience with the product and features of pa...

5
Great experience with the product and features of paypal credit and good limit available for usage. Thank you very much Reviewed on: 4th July 2026

I have used Paypal for over 25 Years!

5
I have used Paypal since i began trading on Ebay of 25 years ago. It's a brand you can trust and in fact if i buy anything online my first choice is to use Paypal, I wouldn’t use anything else because you know if Paypal can be used you are protected against fraud. Its also very useful for spreading the cost of any item you buy from £1 to £1000's of pounds whether it be pay in three or credit which can be as low as 0% apr. I fully trust and recommend Paypal! Reviewed on: 4th July 2026

Always a great experience and would highly recommend

4
Always a great experience and would highly recommend Reviewed on: 4th July 2026

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