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PayPal: PayPal Credit reviews

4.90
Based on 103,950 reviews, last reviewed 11th May 2026
2450500% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Never thought about PayPal credit card as an option I never thought about PayPal credit until I reached an online checkout and there was the option to apply. In minutes, I was accepted and paid using th... Read more Reviewed on: 11th May 2026
Lloyd G's avatar
Lloyd G

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103950)

Effective intervention and good customer service

5
Effective intervention and good customer service Reviewed on: 22nd April 2026

Simple and easy to use.

5
Simple and easy to use. Use this app for secure transactions as you never know two you are paying sometimes Reviewed on: 22nd April 2026

Very good payment a love paypal

5
I’ve been using PayPal mainly for online shopping, including sites like SHEIN. Payments are fast and convenient, and I like the buyer protection. However, sometimes refunds take longer than expected and customer support can be slow. Overall, it’s a useful service, but there is still room for improvement. Reviewed on: 22nd April 2026

Life made easy!

5
Easy to use, user friendly and a very helpful app. It has made shopping and purchasing so much more easier now. I recommend it to everyone! Reviewed on: 22nd April 2026

Outstanding easy to use simple value for money and t...

5
Outstanding easy to use simple value for money and trustworthy Reviewed on: 22nd April 2026

Very good!

5
Very good! PayPal is very easy to use. Reviewed on: 22nd April 2026

PayPal are excellent at looking after people using t...

5
PayPal are excellent at looking after people using their site Reviewed on: 22nd April 2026

I use PayPal all the time for online purchases and t...

5
I use PayPal all the time for online purchases and the credit app for which I have the physical card and virtual. I find the rates are always competitive and the app is easy to use. Reviewed on: 22nd April 2026

Have used PayPal for years, always very reliable

5
Have used PayPal for years, always very reliable Reviewed on: 22nd April 2026

All best from company I trust

5
I've been with pay pal forany years and now have pay pal credit card all the best from the company that protects you Reviewed on: 22nd April 2026

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