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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

So simple, couldn’t be easier.

So simple, couldn’t be easier. Peace of mind knowing is taken care of and not missing a payment date. Reviewed on: 7th July 2026

PayPal allows average earns to get nice things

PayPal allows average earns to get nice things Reviewed on: 7th July 2026

Everybody needs a little help sometimes

Using PayPal has took the worry out of Christmas for my family and helps with the burden of keeping up with what all the kids want especially now with how advance the internet is and so much stuff you can buy that’s so expensive PayPal gives you the opportunity to flexi pay which helps in my household and it’s better than getting loans more affordable Reviewed on: 7th July 2026

Amazing safety uses on purchases

Amazing safety uses on purchases Reviewed on: 7th July 2026

A credit worth singing about!

When shopping lists begin to grow, And budgets whisper, “Take it slow,” PayPal Credit lends a helping hand, Making plans a little less unmanned. A click, a choice, a simple way, To spread the cost another day. No piles of forms, no endless wait, Just thoughtful spending at checkout’s gate. But every tool is best with care, Read the terms and be aware. Pay on time and don’t begin to crack, And you’ll keep your finances on the right track. For flexibility when life gets busy, It makes the checkout feel less dizzy. A useful option when used with thought— A little freedom that’s wisely bought. Reviewed on: 7th July 2026

PayPal review

I find PayPal really accessible and efficient service. It is my go to method of payment. Reviewed on: 7th July 2026

Helpful Option

Very easy to set up and a great way of spreading the cost into easier to manage payments. Reviewed on: 7th July 2026

Simple effective solution to finance, with good supp...

Simple effective solution to finance, with good support and easy access to check your balance and great customer service. Reviewed on: 7th July 2026

Great service, any issues are resolved quickly

Great service, any issues are resolved quickly Reviewed on: 7th July 2026

Preferred payment method

I've been using PayPal for many years and is always my preferred payment method. Quick, easy to use and 100% protection of your money. Reviewed on: 7th July 2026

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