Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171107 reviews)

View other PayPal products

4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (171154)

Quick easy hassle free service.

Quick easy hassle free service.. everything I needed all at the touch of a button. Reviewed on: 5th July 2026

No problems, all transactions have been clear and ac...

No problems, all transactions have been clear and accurate . Reviewed on: 5th July 2026

Easy to use and secure

It’s easy to pay with and more secure as you don’t need to imput card details to websites. Reviewed on: 5th July 2026

PayPal doesn't protect your payments like banks.

PayPal doesn't protect your payments like banks. If seller is cheating for example instead physical product selling you digital one but advertising product as physical one it is impossible to get your money back like with bank you get your money back straight away Reviewed on: 5th July 2026

Smart pal for wellness .

I have been with PayPal for 10 years .no a problem with the transactions..despite being solved. Reviewed on: 5th July 2026

Paypal Perfection

Since I have had paypal, it has proved useful to me. I can't fault it. Reviewed on: 5th July 2026

To increase the amount of credit is very long

To increase the amount of credit is very long Reviewed on: 5th July 2026

Paypal credit is the best credit experience .

Paypal credit is the best credit experience .. easy to apply for and easy to use .. very customer friendly ... that's what Paypal is all about. Reviewed on: 5th July 2026

Easy application, good credit limit, easy to manage...

Easy application, good credit limit, easy to manage, easy to make payment , online app is fantastic Reviewed on: 5th July 2026

Easy to use

App is very easy to use always helps when I forget the passwors Reviewed on: 5th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94072 reviews
Payments
from PayPal 4.70 from 3834 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub