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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (103985 reviews)

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4.90

Based on 103,985 reviews, last reviewed 11th May 2026

2452100% increase in 5 star reviews

in the past 90 days

7250% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Service is great, considerate and friendly to custom... Service is great, considerate and friendly to customers. The interest rate is fair enough and several promotional offers for credit card usage. Reviewed on: 11th May 2026

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (103985)

Excellent Paypal

No more worrying about dodgy payments Reviewed on: 22nd April 2026

They don't help when you have been scammed.

They don't help when you have been scammed. Reviewed on: 22nd April 2026

Paypal credit is great!

I really liked using PayPal Credit because it was super easy to access and everything was straightforward to manage. The app is really well designed, clean, and simple to navigate, so I could quickly check my balance, see upcoming payments, and keep track of everything without any confusion. I also liked how fast it was to use — whether making a payment or just checking details, it always felt smooth and convenient. Overall, it just made managing credit feel easy and stress-free compared to other accounts I’ve used. Reviewed on: 22nd April 2026

Everything is amazing and wonderful every year I cho...

Everything is amazing and wonderful every year I choose PayPal to do my shopping online Reviewed on: 22nd April 2026

Easy to use and helps me manage my spending

Easy to use and helps me manage my spending Reviewed on: 22nd April 2026

Great Partners in Payments

I have never had a bad experience with PayPal. They have always been exceptional. They have offered me fair rates and have never put me in a position where I it is likely that I will exceed my means. I am very grateful to have had the service and support from PayPal that I have. Reviewed on: 22nd April 2026

Paypal fan for life

I love the points system and have so far ammased close to 3000 points in the past few months.I also love the ease of payments using PayPal its quick/efficient And is accepted everywhere. Reviewed on: 22nd April 2026

Great customer service when i had a query.

Great customer service when i had a query. Reviewed on: 22nd April 2026

easy to use, convenient and no hassle

easy to use, convenient and no hassle Reviewed on: 22nd April 2026

Always willing to help you Very easy and quick for p...

Always willing to help you Very easy and quick for purchasing and Very secure Reviewed on: 22nd April 2026

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