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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171287 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171344)

Can’t access my PayPal points even though I have 2 c...

Can’t access my PayPal points even though I have 2 cards linked, support stopped replying my when I told them that. Reviewed on: 5th July 2026

Easy and convinient.

Easy and convinient. Super service Reviewed on: 5th July 2026

Great experience very helpful, able to pay flexibly...

Great experience very helpful, able to pay flexibly overtime. Reviewed on: 5th July 2026

PayPal is reliable

PayPal is a reliable and very convenient financial service provider. I use it regularly and especially value its fast transactions, strong security, and simple, intuitive interface. A big advantage is its global reach and buyer protection, which gives peace of mind when shopping online. It definitely deserves the title of “Best Retail Finance Provider.” Reviewed on: 5th July 2026

I have used Paypal for over 10 years and I cant faul...

I have used Paypal for over 10 years and I cant fault this app, it is the best and very secure. Great customer service Reviewed on: 5th July 2026

Excellent service

Using PayPal has made life much simpler to use anywhere and everywhere. Offers a great service through their app and best of all, perks that can be used over and over which comes in handy for large purchases. Reviewed on: 5th July 2026

Great finance help

Easy to use. Many flexible options of repayment. Reviewed on: 5th July 2026

Fantastic simple and convenient to use when spreadin...

Fantastic simple and convenient to use when spreading large payments over time. PayPal customer service is officent quick and very helpful in resolving any issues. Reviewed on: 5th July 2026

I think the points system is really good.

I think the points system is really good. Reviewed on: 5th July 2026

Smooth Enough...

It all went smoothly enough but App a little untidy and confusing Reviewed on: 5th July 2026

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