Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 104,032 reviews, last reviewed 11th May 2026
2454300% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Perfect for busy people like me. Perfect for busy people like me. Easy payment plans and international transfers Reviewed on: 11th May 2026
Monet Marinas's avatar
Monet Marinas

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (104032)

I’ve never had any problems with PayPal it’s simple...

5
I’ve never had any problems with PayPal it’s simple and easy to use, I can’t comment on customer service as I’ve never needed to get in touch with them that I can recall. PayPal is the best! Reviewed on: 22nd April 2026

I love the interest free options.

5
I love the interest free options. Reviewed on: 22nd April 2026

Always been very helpful if I needed help with anyt...

5
Always been very helpful if I needed help with anything Reviewed on: 22nd April 2026

Easy, short term payment plans

5
Offers great short term payment plans with 0% apr which is great. App is easy to use and payments are easy to see what’s been and coming. Paypal give good notice of upcoming payments. Reviewed on: 22nd April 2026

Never had any issues, i use Paypal very regularly an...

5
Never had any issues, i use Paypal very regularly and it's easy to use. Reviewed on: 22nd April 2026

Excellent

5
I have been with pay pal for so long never had any problems Reviewed on: 22nd April 2026

Recommend

5
Very easy and simple to navigate. Reviewed on: 22nd April 2026

I never have any problems when using PayPal for any...

5
I never have any problems when using PayPal for any purchases. I especially like the pay later or over 4 payments. Reviewed on: 22nd April 2026

Whenever I called someone is there to help me with p...

5
Whenever I called someone is there to help me with positive outcome Reviewed on: 22nd April 2026

Wow, this app is like my mother.

5
Wow, this app is like my mother. Really i love it. I decently recommend to have it. Reviewed on: 22nd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49164 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3710 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 81 reviews
    PayPal
    View all products