Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,103 reviews, last reviewed 11th May 2026
2457650% increase in 5 star reviews
in the past 90 days
7250% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very fast and trustworthy using is simple and not co... Very fast and trustworthy using is simple and not complicated Reviewed on: 11th May 2026
Arturas V's avatar
Arturas V

Latest lowest rating:

1

The services is not excellent, they were days I paid... The services is not excellent, they were days I paid consistently for 2 years it has not reflect on my account statement Reviewed on: 10th May 2026
Stella N's avatar
Stella N
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104103)

Paypal thank you

5
Paypal+ is a step forward, encouraging using Paypal, but points could be higher compared to, for example, tesco clubcard.Ather than that love using Paypal cheers Reviewed on: 22nd April 2026
Maciej T's avatar
Maciej T

Fraud and customer care

5
When setting up direct debits its very easy and when using the app too. Also I had a problem regarding fraud a few years ago and PayPal customer service were excellent Reviewed on: 22nd April 2026
Gerard M's avatar
Gerard M

Always been helpful when I’ve had to call.

5
Always been helpful when I’ve had to call. Reviewed on: 22nd April 2026
AB's avatar
AB

Paypal credit was the financial bridge i needed also...

5
Paypal credit was the financial bridge i needed also helped build my credit score Reviewed on: 22nd April 2026
Kudakwashe M's avatar
Kudakwashe M

Good service

4
Good and easy to pay online for purchases Reviewed on: 22nd April 2026
AD's avatar
AD

PayPal was the best invention!!

5
Every issue I have had with a company I have purchased an order from, they have been there straight away. No questions asked, the withhold payments. I will never not use a site/business without PayPal anymore. I use every transaction I pay for via PayPal, and it’s so easy to use! The best part, is that it fills out all the address and contact information for you when use you it through the app! Now they have a virtual credit card, which is going to make shopping in stores that must easier! Reviewed on: 22nd April 2026
Becca Humphreys's avatar
Becca Humphreys

easy to pay and sorting the parts of payment .

5
It’s easy to pay and sorting the parts of payment . Reviewed on: 22nd April 2026
Joanna Aleksandrzak 's avatar
Joanna Aleksandrzak

PayPal is very easy to use, acceptance is quick.

5
PayPal is very easy to use, acceptance is quick. You can decide how you wish to pay your item so it suits your budget. Reminders are sent to your email regarding up and coming payments, so you don't forget- this is really helpful Reviewed on: 22nd April 2026
Julie J's avatar
Julie J

Easy setup, resposive team, minimal issues, had 1 pr...

5
Easy setup, resposive team, minimal issues, had 1 problam and was resolved with in minutes. Amazing service. Reviewed on: 22nd April 2026
Jamie N's avatar
Jamie N

Easy reasonable service.

5
Easy reasonable service. App is a good management service. Reviewed on: 22nd April 2026
Graham 's avatar
Graham

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill