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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171506 reviews)

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4.73

Based on 169,432 reviews, last reviewed 8th Jul 2026

1457% increase in 5 star reviews

in the past 90 days

1495% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Great process very transparent, great customer service Great process very transparent, great customer service Reviewed on: 8th July 2026

Latest lowest rating:

1

I don't trust PayPal anymore they closed a dispute w... I don't trust PayPal anymore they closed a dispute with out professionalism and didn't want to know about my evidence which I have been scammed Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171518)

Splitting payments is a great way to manage money.

Splitting payments is a great way to manage money. I dont like paying interest , so i always pay before it is added. Reviewed on: 5th July 2026

It’s always easy no stress no problems

It’s always easy no stress no problems Reviewed on: 5th July 2026

Like the fact most online retails allows you to use...

Like the fact most online retails allows you to use PayPal credit or pay in 3. Good APR rates. Easy to apply Reviewed on: 5th July 2026

So easy to use and I’m confident when using pay...

So easy to use and I’m confident when using pay pal Reviewed on: 5th July 2026

I find it good for spreading the cost of items

I find it good for spreading the cost of items Reviewed on: 5th July 2026

Paypal is easy to use and good customer service

Paypal is easy to use and good customer service Reviewed on: 5th July 2026

Simply, practice, easy, many options

Simply, practice, easy, many options Reviewed on: 5th July 2026

Excellent app and service, all the transactions abov...

Excellent app and service, all the transactions above £100 can be paid in 3 instalment, No hassles. Everything can be done through app. Reviewed on: 5th July 2026

Two thumbs up honestly

Honestly has been very handy to use both online and on some phone apps in a pinch, tied with the Klana feature for breaking payments up to three months also works very nicely to help keep my books balanced. the one time I had a fraudulent charge the folks were very nice in helping me resecure my account and get my money back so huge thumbs up on the protection side. A rather big downside for me is that i cannot schedule a day to pay with the monthly debit as i like paying everything at the begining of the month and they want it at the end sometimes right before my paycheck which has caused issues in the past, but honestly you can set a monthly calander reminder. Reviewed on: 5th July 2026

Highly recommend paypal

Excellent Customer Service, Easy to get hold of someone to speak to & easy spending Reviewed on: 5th July 2026

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