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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Trustworthy, reputable and well established service...

Trustworthy, reputable and well established service that can be relied upon. Reviewed on: 7th July 2026

Reliable and safe

I use it because it feels safe bits also quick and easy. I also use PayPal credit which is handy Reviewed on: 7th July 2026

Easy to sign up, easy account balance app, great fle...

Easy to sign up, easy account balance app, great flexibility Reviewed on: 7th July 2026

Fantastic

Aways 100% highly recommend, thank you for being there. Reviewed on: 7th July 2026

It's really handy having it right there to use and a...

It's really handy having it right there to use and available at all of the retailers and services I use. I have used it for years for recurring bills too and I feel I have more control over them when I want to pause or stop the payments or subscriptions. Reviewed on: 7th July 2026

Helps out with everyday spending

Helps out with everyday spending Reviewed on: 7th July 2026

Excellent service and easy to use

Easy to use no hassle , hassle free Reviewed on: 7th July 2026

A simple, reliable, safe and trustworthy means to ma...

A simple, reliable, safe and trustworthy means to make and receive payments, and the app is excellent too Reviewed on: 7th July 2026

It's great to be able to spread payments out.

It's great to be able to spread payments out. I've been able to purchase items, like recently an air conditioner because of the heatwave, and payments for it over 3 months without interest. Reviewed on: 7th July 2026

Very convenient and available with most of the retai...

Very convenient and available with most of the retailers. Great for bigger purchases Reviewed on: 7th July 2026

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