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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,156 reviews, last reviewed 11th May 2026
2460050% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Very good experience and straight forward Very good experience and straight forward Reviewed on: 11th May 2026
Mary J's avatar
Mary J

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104156)

Always works exactly as it should, nice to have a bi...

5
Always works exactly as it should, nice to have a bit of buyer/seller protection. Reviewed on: 22nd April 2026
Paul T R's avatar
Paul T R

The card for all

5
Very informative on offers and account usage. Helpful when you need assistance. Rates really good. You can use your account for everyday purchases around the globe. Easy access to product information. Reviewed on: 22nd April 2026
Sherrie Stephenson's avatar
Sherrie Stephenson

Excellent service all round!

5
Used Paypal for years, excellent service and customer service is second to none! Very helpful all round Reviewed on: 22nd April 2026
Pat's avatar
Pat

Easy and fast, totally recommended

5
Easy and fast, totally recommended Reviewed on: 22nd April 2026
Claudia K's avatar
Claudia K

Transaction cases

5
I have reported a couple of transactions that I haven't been resolved Reviewed on: 22nd April 2026
LK's avatar
LK

Reliable and Effortless

5
Reliable and effortless to shop as well as share money Reviewed on: 22nd April 2026
Barr's avatar
Barr

Its a fab way to ensure payments go through.

5
Its a fab way to ensure payments go through. Fab to break down large payments into 3. Reviewed on: 22nd April 2026
p o 's avatar
p o

Best Retail Finance Provider

5
Best finance provider, never had any issues with customer service or making payments. Would definitely recommend and have been using them for 10 plus years Reviewed on: 22nd April 2026
Hardeep Shinji's avatar
Hardeep Shinji

Easy PayPal

5
Simple and straightforward. Simple to use and doesn’t have lots of levels. Reviewed on: 22nd April 2026
Nigel 's avatar
Nigel

Always been my go too for almost all my online purch...

5
Always been my go too for almost all my online purchases and in such has always come good at times when the goods or services haven’t been to expectations feel safe purchasing through PayPal Reviewed on: 22nd April 2026
Martin W's avatar
Martin W

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