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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171687)

Good options available at a wide range of retailers

5
Good options available at a wide range of retailers Reviewed on: 6th July 2026

Excellent service and communication

5
I've been using PayPal for many years and 0% more recently Reviewed on: 6th July 2026

A convenient and safe way to pay.

5
A convenient and safe way to pay.. Reviewed on: 6th July 2026

I have been using PayPal for over 10 years.

5
I have been using PayPal for over 10 years. Easy to use and meets all my needs Reviewed on: 6th July 2026

Easy and reliable very quick and payment protection

5
Easy and reliable very quick and payment protection Reviewed on: 6th July 2026

Utilising PayPal for my online payments has been qui...

5
Utilising PayPal for my online payments has been quite helpful especially when dealing with Providers who do not deliver the products I purchased. Reviewed on: 6th July 2026

Great service easy to manage

5
Great service, the options are great and easy to manage. Reviewed on: 6th July 2026

In the early days I had issues with you changing me...

5
In the early days I had issues with you changing me £12 but it was a direct debit issue not my fault not had the issue in years now Reviewed on: 6th July 2026

Easy to use

5
Easy to use and offering of multiple ways to pay for items, it's just as easy as any other credit Reviewed on: 6th July 2026

Great product especially with the 4 months interest...

5
Great product especially with the 4 months interest free offer Reviewed on: 6th July 2026

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