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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Excellent service always handy and quick way to pay

Excellent service always quick to respond to any problems over accounting and queries, easy to use over the phone when placing on line ordering Reviewed on: 7th July 2026

Had paypal for years and easy to use

Had paypal for years and easy to use Reviewed on: 7th July 2026

PayPal is flexible and good customer service

PayPal is flexible and good customer service Reviewed on: 7th July 2026

paypal has come in handy

paypal has come in handy when we have needed to buy new things for our home and spreading the costs. we have also used it to buy a new ipad when our last one broke so that was a bonus!! Reviewed on: 7th July 2026

Completely great, perfect for what I and family need

Completely great, perfect for what I and family need Reviewed on: 7th July 2026

Helps me to spread the cost cheaply and payment is a...

Helps me to spread the cost cheaply and payment is affordable this way providing reassurance Reviewed on: 7th July 2026

I had an issue with a seller and PayPal, and they we...

I had an issue with a seller and PayPal, and they were really helpful in resolving the matter. They investigated the issue and successfully arranged for my refund to be returned. I was very pleased with the support I received and the positive outcome. Reviewed on: 7th July 2026

Pay pal is really a pal for life and for all my tran...

Pay pal is really a pal for life and for all my transactions I rely on it. Reviewed on: 7th July 2026

Feel protected with paypa.

Was to use, never had an issue. Feel protected when I pay with paypl Reviewed on: 7th July 2026

Stephen Murray

Excellent and efficient no problems at all. Reviewed on: 7th July 2026

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