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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
Sg's avatar
Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171761)

An easy, affordable way to shop.

5
PayPal gives me the freedom to shop, knowing that I can afford the repayments.There is no hassle from them, and it's very easy to use.I would highly recommend it to others. Reviewed on: 6th July 2026

Great experience, very easy to do and to get support...

5
Great experience, very easy to do and to get support with! Reviewed on: 6th July 2026

I always found PayPal very easy and and effective to...

5
I always found PayPal very easy and and effective to manage the payments where ever the PayPal is accepted. Enjoying to earn the points too!!! Reviewed on: 6th July 2026

PayPal very easy to use and safe way to pay use this...

5
PayPal very easy to use and safe way to pay use this a lot in daily life.PayPal credit easy to use and great for spreading big payments into monthly payments. Reviewed on: 6th July 2026

Good to have choice’s and easy to understand

5
Good to have choice’s and easy to understand Reviewed on: 6th July 2026

I’ve been using PayPal for years.

5
I’ve been using PayPal for years. Never had problems or issues. Good and safe way to use. Very reliable service, easy to use. Overall very happy. Reviewed on: 6th July 2026

Really handy to pay in 3.

5
Really handy to pay in 3. Easy to use and convenient. Most trusted retailers let you use PayPal. Reviewed on: 6th July 2026

Pay pal works well but Pay Pal is a little slow to u...

3
Pay pal works well but Pay Pal is a little slow to update payments made to the account. Reviewed on: 6th July 2026

Had good credit agreements and always updayed

5
Had good credit agreements and always updayed Reviewed on: 6th July 2026

Easy to use really good experience with it been usin...

5
Easy to use really good experience with it been using for a long time Reviewed on: 6th July 2026

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