Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,240 reviews, last reviewed 11th May 2026
2464100% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has been amazing to use and so straight forwa... PayPal has been amazing to use and so straight forward haven't had one problem with using this and never had a problem using this where it's needed. W... Read more Reviewed on: 11th May 2026
Sarah S's avatar
Sarah S

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104240)

PayPal is best when it comes to send, receive money..

5
PayPal is best when it comes to send, receive money and shop globally. Reviewed on: 22nd April 2026
Gyaneshwar's avatar
Gyaneshwar

Great way to manage expenses

5
I have been a PayPal client for a while now and it is really a great way to manage the expenses. Every process it is quite straightforward and easy to monitoring. I found really convenient the payments methods with varied retailers. Reviewed on: 22nd April 2026
Puchi's avatar
Puchi

Great products, feels safe and reliable

5
PayPal feels reliable and feels safe and secure when I don’t want to give a retailer all my details and sign out as a guest. There are a great range of products and services. They always appear to be innovating and offering new products. They have made it easy to dabble in things like bitcoin (whilst still providing lots of information about why it is a high risk investment) something I wouldn’t have done through another service. Reviewed on: 22nd April 2026
Claire B's avatar
Claire B

It’s very convenient and supported whenever you need...

5
It’s very convenient and supported whenever you need money to spend and pay back later Reviewed on: 22nd April 2026
Suriyan W's avatar
Suriyan W

Paypal credit has been a god send

5
Paypal credit has been a god send and has got me out of allot of tight Squeezes such as affording car parts to even putting food on the table Reviewed on: 22nd April 2026
Anthony J's avatar
Anthony J

Love PayPal but not sure how PayPal credit works

5
Love PayPal but not sure how PayPal credit works Reviewed on: 22nd April 2026
Bridgette H's avatar
Bridgette H

Happy to deal with PayPal

5
I have had PayPal for a number of years now and found it easy to use and when I had a problem getting a refund , PayPal returned funds back in to my account , Reviewed on: 22nd April 2026
Michael C's avatar
Michael C

i don't have a text phone and with pay pal i get a v...

5
i don't have a text phone and with pay pal i get a voice call that is very good Reviewed on: 22nd April 2026
bg's avatar
bg

It’s a very good emergency fund idea, especially if...

5
It’s a very good emergency fund idea, especially if you have an emergency appliance needed if you have an unexpected breakdown Reviewed on: 22nd April 2026
Sobia J's avatar
Sobia J

An easy way to take control of your spending.

5
An easy way to take control of your spending. Easy to keep in touch with your account and easy to use across apps and retailers Reviewed on: 22nd April 2026
Matthew W's avatar
Matthew W

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill