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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal Preferred Method of Payment

Easy and safe to use with various payment options. My preferred method of payment. Reviewed on: 7th July 2026

Can always count on PayPal wherever I am

Can always count on PayPal wherever I am Reviewed on: 7th July 2026

My Pay Pal

Added to my wallet so quick easy and convenient & secure. Reviewed on: 7th July 2026

Transparent and reliable when you need.

Transparent and reliable when you need. Reviewed on: 7th July 2026

What would we do without PayPal?

What would we do without PayPal?! I don’t want to! As a long term user for services: whether a solution to instant purchases, money movements to friends to pay back on food and outings, an extension of credit and competitive rates- I’ve used PayPal for all and you have too! The responsiveness and integration into other platforms showcase its ease and affordability options with clear info & technology keeps on evolving! Invaluable! Reviewed on: 7th July 2026

Easy way to get a good deal.

Easy way to get a good deal. Convinced me to buy a good Reviewed on: 7th July 2026

I use PayPal for monthly payments on certain things...

I use PayPal for monthly payments on certain things and it's safe and secure Reviewed on: 7th July 2026

Easy and safe

Great platform for safely moving your money around and for credit. Reviewed on: 7th July 2026

Paylpal- friendly and helpful

PayPal has always helped me solve any problems. Their team is friendly and helpful. I have always felt their support and advice when I have needed help. you can count on them to resolve everything fairly Reviewed on: 7th July 2026

PayPal’s a game changer!

I’ve used PayPal for years and I’ve always found PayPal to be a reliable and secure service. The fact they now offer a variety of options to help you pay for goods has been a game changer. It makes payments easier to manage. Thanks PayPal! Reviewed on: 7th July 2026

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