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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171810 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171816)

A very good experience overall.

A very good experience overall. The platform and interface of the app is really user friendly and makes tasks very easy Reviewed on: 6th July 2026

Shopping made easier

Simple and easy to use , can order before pay day in sales nd pay when you get paid Reviewed on: 6th July 2026

Solid experience, easy to use and understandable

Solid experience, easy to use and understandable Reviewed on: 6th July 2026

It’s a great comfort to know this line of credit is...

It’s a great comfort to know this line of credit is available when needed Reviewed on: 6th July 2026

Allows me the freedom to make purchases and a reason...

Allows me the freedom to make purchases and a reasonable monthly repayment Reviewed on: 6th July 2026

Easy, straightforward.

Easy, straightforward. I was looking for a trusted credit method and PayPal Credit has not disappointed! Reviewed on: 6th July 2026

Reliable and Easy to Use

I’ve had a great experience with PayPal Credit. It’s easy to use, payments are simple to manage, and it gives me extra flexibility when making purchases. Overall, it’s a reliable and convenient service that I would recommend. :: Reviewed on: 6th July 2026

PayPal is so convenient and fast Reliable partner fo...

PayPal is so convenient and fast Reliable partner for all kind of payments Reviewed on: 6th July 2026

Excellent modern credit

Super easy to use, the addition of a virtual card for paying at physical locations is excellent. Reviewed on: 6th July 2026

Excellent.

They make it so easy and trouble free. Reviewed on: 6th July 2026

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