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PayPal: PayPal Credit reviews

4.90
Based on 104,268 reviews, last reviewed 11th May 2026
2465450% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Simple easy to use ,payment mechanism works for me Simple easy to use ,payment mechanism works for me Reviewed on: 11th May 2026
Terry C's avatar
Terry C

Latest lowest rating:

1

Paypal enable fraudulent activity Paypal support fraudulent activity using their platform and break the law by refusing to refund fraudulent transactions, failing to investigate fraudu... Read more Reviewed on: 11th May 2026
Joel's avatar
Joel

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104268)

High APR but good for Pay in 3

5
High apr on credit agreements, but good with pay in 3 with zero interest. Reviewed on: 22nd April 2026

Easy and convenient

5
I always feel protected with the purchases I buy and it is easy to use Reviewed on: 22nd April 2026

Super quick, easy and convenient service.

5
Super quick, easy and convenient service. Manage purchases your way. Credit limits reviewed regularly to provide safe lending and suitable options. Good customer service standards, with simple ways to get in touch. Reviewed on: 22nd April 2026

Really good

5
Really good and amzing 0% interest in a lot of of purchases Reviewed on: 22nd April 2026

Great overall wonderful service...

5
Great overall wonderful service. Excellent customer service too Reviewed on: 22nd April 2026

Paypal Review

5
PayPal have excellent customer service and the payment methods are excellent. Reviewed on: 22nd April 2026

I feel safe when using PayPal its very efficient and...

5
I feel safe when using PayPal its very efficient and can trust the whole process. Reviewed on: 22nd April 2026

Just the best what else can I say

5
Just the best what else can I say Reviewed on: 22nd April 2026

Pay in three and Paypal credit - excellent and flexible

5
Pay in three and Paypal credit - excellent and flexible Reviewed on: 22nd April 2026

Pay pal has an excellent service called pay in 3 I h...

5
Pay pal has an excellent service called pay in 3 I have taken advantage of this service as it allows you to be able to buy and give 3 another 2 months interest free. Reviewed on: 22nd April 2026

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