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PayPal: PayPal Credit reviews

4.90
Based on 104,324 reviews, last reviewed 11th May 2026
2468150% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Were helpful in helping me manage my account Were helpful in helping me manage my account Reviewed on: 11th May 2026
Debbie E's avatar
Debbie E

Latest lowest rating:

2

I’ve been a customer with PayPal maybe 20 years or m... I’ve been a customer with PayPal maybe 20 years or more never had any issues until recently I lost my debit card cancelled with my bank but must of af... Read more Reviewed on: 11th May 2026
Leah B's avatar
Leah B

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104324)

Great value highly recommend using PayPal

5
Great value highly recommend using PayPal Reviewed on: 22nd April 2026

Easy to use and convenient to use.

5
Easy to use and convenient to use. Love pay in 4 months Reviewed on: 22nd April 2026

Functional, simple to use and well integrated applic...

5
Functional, simple to use and well integrated application. Reviewed on: 22nd April 2026

Been using PayPal for year's, safe and easy to use,...

5
Been using PayPal for year's, safe and easy to use, highly recommended Reviewed on: 22nd April 2026

Convenient and fail safe way to pay plus PayPal cred...

5
Convenient and fail safe way to pay plus PayPal credit is a great way to pay on bigger purchases Reviewed on: 22nd April 2026

Quick and easy to pay for items on eBay and other on...

5
Quick and easy to pay for items on eBay and other online sites Reviewed on: 22nd April 2026

Easy to use

5
Easy to use, accepted by most sellers, APR is a bit high Reviewed on: 22nd April 2026

good start but can be improved.

5
good start but can be improved, like everything Reviewed on: 22nd April 2026

Never had any problems Good service Would definitely...

5
Never had any problems Good service Would definitely recommend Reviewed on: 22nd April 2026

PayPal everything

5
Always there when I need them to help me either credit or help with a question Reviewed on: 22nd April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review