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PayPal: PayPal Credit reviews

4.73
Based on 171,506 reviews, last reviewed 8th Jul 2026
1427% increase in 5 star reviews
in the past 90 days
1438% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026
rahman a's avatar
rahman a

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026
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Sg

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (171857)

Payments feel more secure with Paypal

5
Payments feel more secure with Paypal Reviewed on: 6th July 2026

Easy to use

5
Paypal credit is great when you are ordering from retailers who you have not used before, or when you are buying item in multiple sizes that required one of them to be returned. Reviewed on: 6th July 2026

I have been using PayPal for so long, no issues and...

5
I have been using PayPal for so long, no issues and easy to use online payment. The most is safe and secure. Reviewed on: 6th July 2026

I always find PayPal very helpful if I've had to con...

5
I always find PayPal very helpful if I've had to contact them and it is really easy to navigate their website Reviewed on: 6th July 2026

Easy credit, online ,secure i loving app.

5
Easy credit, online ,secure i loving app. Ifnyou nęed fast money for shopping Reviewed on: 6th July 2026

amazing service now really useful to have a card as...

5
amazing service now really useful to have a card as well as virtual cards Reviewed on: 6th July 2026

Simple to use

5
I haven't experience any issues utilizing the services. Everything has been start forward and very easy to manoeuvre. Reviewed on: 6th July 2026

Pay pal make buying items from many different sites...

5
Pay pal make buying items from many different sites simple with multiple options for paying to suit every situation. Reviewed on: 6th July 2026

Interest free for 4 months .

5
Interest free for 4 months very handy and easy to complete everything online. Reviewed on: 6th July 2026

I set up Paypal credit a while ago and I was surpris...

5
I set up Paypal credit a while ago and I was surprised to receive a credit card without ordering one when they first launched them but the service has been extremely good for me Reviewed on: 6th July 2026

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