Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Awesome gift

Good experience is awesome exelent Reviewed on: 7th July 2026

It was easy and helpfull

It was easy and helpful at the time when you need to purchase something quick it is a great help Reviewed on: 7th July 2026

I’ve been a PayPal user for a long time now.

I’ve been a PayPal user for a long time now. The app is really easy to use and easy to deposit money into it. I also like the options it has given me for larger orders and even on some payments it gives you 4 months interest free which has been super as it gives you the opportunity to pay it off first. Reviewed on: 7th July 2026

I feel secure with Paypal.

I feel secure with Paypal. I have had a few issues with items or with sellers and they rrspond quite quickly and resolve the issue. Reviewed on: 7th July 2026

It’s easy to set up and makes it easier to pay for b...

It’s easy to set up and makes it easier to pay for bigger things in life by spreading the cost with little or no interest. Reviewed on: 7th July 2026

Always easy to deal with and good customer service

Always easy to deal with and good customer service Reviewed on: 7th July 2026

Exchange rates are extortionate when sending money a...

Exchange rates are extortionate when sending money abroad Reviewed on: 7th July 2026

Great service and fast turn around

Great service and fast turn around Reviewed on: 7th July 2026

Easy, safe secure.

Easy, safe secure. what more do I need Reviewed on: 7th July 2026

Easy to use.

Easy to use. The app means everything is in one place to see Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews
Loan
from Snap Finance 4.81 from 370 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub