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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (171916 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (171934)

I've used PayPal credit to manage my monthly budget.

I've used PayPal credit many times, but only used it it to manage my money better. I've paid within the interest free period. Never had problems. Only once did I miss this and paid a small amount of Interest. Well worth it when money is short, but managing timings is the secret! Reviewed on: 6th July 2026

Always a great service

Always a greatservice dependable and reliable Reviewed on: 6th July 2026

Just a fantastic service and always there when needed

Just a fantastic service and always there when needed Reviewed on: 6th July 2026

I so happy to use paypal, always looking forward for...

I so happy to use paypal, always looking forward for it, Reviewed on: 6th July 2026

Very professional service, great customer service, t...

Very professional service, great customer service, timely solutions found to any any issues , very easy web site to use, simple not confusing, great the way it’s set out, offers snd rewards, fantastic easy access to all sections of the site makes using Pay pal easy and quick, would recommend to anyone first class five stars Reviewed on: 6th July 2026

WONDERFULLLLLLLLLLLLLLLLLLLL ***********************...

WONDERFULLLLLLLLLLLLLLLLLLLL ***************************** Reviewed on: 6th July 2026

Great service for spreading a cost over a short time...

Great service for spreading a cost over a short time frame. Reviewed on: 6th July 2026

Secure and safe give a lot of confidence when making...

Secure and safe give a lot of confidence when making a purchase. Reviewed on: 6th July 2026

Super fast service and credit approval

The limit offered was very reasonable for a start and the process of purchasing the first order was super smooth. Plus it’s without impact in credit score ! Reviewed on: 6th July 2026

Easy and Friendly

It very easy to use and helpful when needed. It is also can be used worldwide. It has all the requirements like a bank. Reviewed on: 6th July 2026

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