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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,503 reviews, last reviewed 11th May 2026
2476050% increase in 5 star reviews
in the past 90 days
7300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I enjoy the freedom that PayPal gives me with PayP... I enjoy the freedom that PayPal gives me with PayPal credit. Easy to view and pay. I always recommend to family and friends Reviewed on: 11th May 2026
Alio's avatar
Alio

Latest lowest rating:

2

Payments and complaint issues I am not able to make payments when I am not in the UK. Also, I had to report the same issue more than 4 times before it was resolved. Reviewed on: 11th May 2026
Cindy's avatar
Cindy
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104503)

I use Paypal as it is secure

5
I use Paypal as it is a secure payment platform Reviewed on: 23rd April 2026
Dale 's avatar
Dale

Presents

5
It helps to secure good deals and safety when buying goods Reviewed on: 23rd April 2026
Dawn's avatar
Dawn

Interest free for 4 months for the win

5
I started off using pay in 3, but then found that with PayPal credit if I was spending over £100 I could get 4 months interest free which is amazing. Reviewed on: 23rd April 2026
Anne G's avatar
Anne G

Easy to navigate the app .

5
Easy to navigate the app . Various payment options and always resolve any issues Reviewed on: 23rd April 2026
billy gilmour's avatar
billy gilmour

Very friendly and helpfully.

5
Very friendly and helpfully.Helping to spread money Reviewed on: 23rd April 2026
Kamil P's avatar
Kamil P

Help desk failure

4
Help desk just told me what I wanted to hear when I had a problem with my account they didn't do as they said they would and the same issues persisted for the first 3 months. Reviewed on: 23rd April 2026
Keith M's avatar
Keith M

Supportive

5
I feel like PayPal always supports you and even if you disagree they take the time to explain. They actually care for their customers. Reviewed on: 23rd April 2026
Natalie Elward's avatar
Natalie Elward

The point system and promotions are spectacular

5
The point system and promotions are spectacular Reviewed on: 23rd April 2026
Kerry I's avatar
Kerry I

Very good

5
Everything has been easy, to get advice and with help on where I’m up to. Reviewed on: 23rd April 2026
Joanne E's avatar
Joanne E

Customer service are very kind and most of the time,...

5
Customer service are very kind and most of the time, helpful. Reviewed on: 23rd April 2026
Dan's avatar
Dan

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