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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104560 reviews)

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4.90

Based on 104,560 reviews, last reviewed 11th May 2026

2478700% increase in 5 star reviews

in the past 90 days

7350% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Amazing overall experience It enable you to build your credit score and is available to use both instore and online at may retailers as well as earning points to spend elsewhere... Read more Reviewed on: 11th May 2026

Latest lowest rating:

1

There is no money security even you dont get the... There is no money security even you dont get the item Reviewed on: 11th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104560)

Useful information and handy to use as it's a good r...

Useful information and handy to use as it's a good record of who you have paid Reviewed on: 23rd April 2026

I wanted to share some positive feedback about your...

I wanted to share some positive feedback about your credit card services, particularly the option to split payments into instalments. This feature has been extremely helpful in managing my finances more effectively, allowing me to spread the cost of larger purchases without unnecessary stress. The process is straightforward, transparent, and easy to use, which I really appreciate. Reviewed on: 23rd April 2026

Great service exceptionally well

Great service exceptionally well Reviewed on: 23rd April 2026

So easy & efficient.

So easy & efficient. My chosen way to pay Reviewed on: 23rd April 2026

Great experience using PayPal credit.

Great experience using PayPal credit. Easy to use and understand. Can actually talk to a human if need any assistance Reviewed on: 23rd April 2026

PayPal is fast and easy to use, I would recommend to...

PayPal is fast and easy to use, I would recommend to everyone Reviewed on: 23rd April 2026

Why would I go anywhere else?

Never had a problem with PayPal, always quick withdrawals. So many ways to pay or transfer money. Reviewed on: 23rd April 2026

Safe and secure

When using PayPal and PayPal credit, I feel safe, knowing the money I transfer and receive is always secure, unlike other platforms, this gives me a sense of pride when I use the service, thankyou to all the PayPal team. Reviewed on: 23rd April 2026

Excellent service.

Excellent service. No problems at all Reviewed on: 23rd April 2026

Easy to use and convenient

Easy to use. Never had an issue with the payment system. Very convenient way of paying and widely accepted. I particularly like the fact that you can have 4 months interest free or spread the payments. Reviewed on: 23rd April 2026

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