Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172060 reviews)

View other PayPal products

4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (172095)

Best way to pay

Used PayPal for years never ever been let down every transaction is so smooth any issues are dealt with very quickly always gets resolved without question Reviewed on: 6th July 2026

Convenient, affordable, & fast for the things i need.

Paypal Credit gives me several options at competetive rates to pay for the things i need over time and not in one big chunk. Its so simple to use at checkout at many online stores and in just a few clicks i have my goods or items paid in full and on the way to me. Reviewed on: 6th July 2026

Great service overall

Ver smooth and straightforward service. Easy to use and convenient Reviewed on: 6th July 2026

Paypal equals my best pal...

I use PayPal credit when I am in need of something,maybe a birthday present or if something is broken at home and I'm running short with my finances,it's a great help & I'm able to get the things I need and pay over time it's great Reviewed on: 6th July 2026

Simple and flexible

Really easy to set up and really flexible payment plan. Customer service are so kind too. I am autistic and I cannot praise them enough for being supportive and understanding. Reviewed on: 6th July 2026

Great experience and ease of using it.

Great experience and ease of using it. Reviewed on: 6th July 2026

Very easy and straightforward to use adds buying pow...

Very easy and straightforward to use adds buying power to my finances Reviewed on: 6th July 2026

Paypal has helped me to book a extra holiday this ye...

Paypal has helped me to book a extra holiday this year because of the credit card allowing me to spread payments Reviewed on: 6th July 2026

I've always found PayPal to be efficient and easy to...

I've always found PayPal to be efficient and easy to use. The app is easy to navigate, credit is easy to apply for and I've never had any problems in the 20 or so years I've been using them. Reviewed on: 6th July 2026

good service, easy to use and purchase things online.

good service, easy to use and purchase things online. however bad buyer protections when disputing a transaction. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Better Off Calculator
from Policy in Practice 4.64 from 496 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 94896 reviews
Payments
from PayPal 4.70 from 3835 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub