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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Contact could be made easier

It's not easy to phone and speak to anyone, it's hard to find a number. Contact should be made easier. And should be able to do a balance transfer with other credit card suppliers Reviewed on: 7th July 2026

Easy to set up and use.

Easy to set up and use. Quick approval - repayments simple to set up. Good platform. Would recommend to anyone looking for a good credit option. Also feels safer coming through the well accredited and safe PayPal platform. Reviewed on: 7th July 2026

It has been great experience using PayPal for transa...

It has been great experience using PayPal for transaction Reviewed on: 7th July 2026

PayPal is convenient and easy to use.

PayPal is convenient and easy to use. Various options to pay and flexibility to making payments. Reviewed on: 7th July 2026

I'm always happy to use PayPal for safety...

I'm always happy to use PayPal for safety Reviewed on: 7th July 2026

Easy to track where your money is going safe and sec...

Easy to track where your money is going safe and secure transactions Reviewed on: 7th July 2026

The PayPal Credit is trustworthy.

The PayPal Credit absolutely makes your financial situation predictable. You can make plans and it’s easy to get and it’s trustworthy. Reviewed on: 7th July 2026

Excellent and reliable service.

Excellent and reliable service. Good rates Reviewed on: 7th July 2026

Great financial product

I have been with PayPal for many years, and I am happy with the services Reviewed on: 7th July 2026

Bast ray to pay on line and to by goods in shops and...

Bast ray to pay on line and to by goods in shops and a safe ray to paying Reviewed on: 7th July 2026

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