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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always use PayPal for eBay

Always use PayPal for eBay, because if the item is no good, then you can make a claim Reviewed on: 7th July 2026

Always found PayPal great no issues and very secure...

Always found PayPal great no issues and very secure keep up the good work Reviewed on: 7th July 2026

Its so easy to set up would highly reccomend it

Its so easy to set up would highly reccomend it Reviewed on: 7th July 2026

Very easy to use.

Very easy to use. Simple to navigate on the app and Reviewed on: 7th July 2026

It’s very useful and easy very good,

It’s very useful and easy very good, Reviewed on: 7th July 2026

Nice to have the option to spread the payments

Handy to spread the payments of my daughters new bed. Reviewed on: 7th July 2026

PayPal credit is easy to use

PayPal credit is easy to use, great reminders when a payment is due. Reviewed on: 7th July 2026

Excellent, Secure & Easy to Use

I’ve had a great experience using PayPal. It’s quick, easy to use, and gives me peace of mind when sending or receiving money and making online purchases. Transactions are usually processed smoothly, and I like the extra layer of security it provides. The app is user-friendly, and whenever I’ve needed to check my payments or manage my account, everything has been straightforward. Overall, it’s been a reliable and convenient service, and I’d definitely recommend it. Reviewed on: 7th July 2026

I’ve been using PayPal Cd for years!

I’ve been using PayPal Credit for a while and have found it to be a convenient and reliable way to spread the cost of larger purchases. The application process was straightforward, payments are easy to manage through the PayPal app, and I appreciate the clear payment reminders. The interest-free promotional offers on eligible purchases are especially useful when budgeting for bigger expenses. Transactions are processed quickly, and I’ve always felt confident using PayPal’s secure platform when shopping online. Overall, PayPal Credit has been a helpful and flexible finance option, and I’d happily recommend it to anyone looking for a simple way to manage their purchases responsibly Reviewed on: 7th July 2026

Never had any problems in the many years of using th...

Never had any problems in the many years of using this service. Always offer flexible credit with no issues Reviewed on: 7th July 2026

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