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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (172248 reviews)

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4.73

Based on 171,506 reviews, last reviewed 8th Jul 2026

1427% increase in 5 star reviews

in the past 90 days

1438% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is a easy and safest way to pay. PayPal is a easy and safest way to pay. Reviewed on: 8th July 2026

Latest lowest rating:

1

Was charged £12. Vague reason Was charged £12.00 and the explanation was vague. Have never used PayPal as much as I should and am very careful to not get charged anything. This is ... Read more Reviewed on: 8th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (172284)

Convenient and simple to set up and use.

Convenient and simple to set up and use. Easy to make additional payments whenever I want to. There are often offers for existing users where you aren't charged if the balance is paid within 3 months, and similar offers Reviewed on: 6th July 2026

Totally safe buying, quick money transfers and credi...

Totally safe buying, quick money transfers and credit payments. Money refund if something goes wrong. Reviewed on: 6th July 2026

Excellent service provided when I contacted them.

Excellent service provided when I contacted them. Reviewed on: 6th July 2026

My interactions with PayPal have always been easy ev...

My interactions with PayPal have always been easy even one occasion when we thought we had a hacker the help and support we got was very good Reviewed on: 6th July 2026

Good Value

Brilliant service interest free available so serious value Reviewed on: 6th July 2026

Stress free experience.

Easy. Its really relief and stress free experience. Reviewed on: 6th July 2026

I use PayPal for all payments.

I use PayPal for all payments. And there have been no problems. On the trail, I'm happy with the results. Reviewed on: 6th July 2026

Quick respond to solve the problems .

Quick respond to solve the problems . Quick to help you finance your shopping Reviewed on: 6th July 2026

If you don't have it yet, it's time to change that.

A great service with numerous payment options, available across many sales platforms. You could say there’s something for everyone. Additional options—such as "pay in three" or 0% credit—are excellent for those who don't want to strain their household budget. Reviewed on: 6th July 2026

Easy to use very handy very convenient when needed

Easy to use very handy very convenient when needed Reviewed on: 6th July 2026

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