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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Ease of use and great app experience

Ease of use and great app experience Reviewed on: 7th July 2026

honestly Great

never had a problem it’s great that i can’t buy and spread the cost east to use Reviewed on: 7th July 2026

Highly recommend

Highly recommend PayPal credit as an easy affordable way to be able to pay for maybe more expensive items Reviewed on: 7th July 2026

PayPal is a straightforward method of paying for all...

PayPal is a straightforward method of paying for all your everyday needs from the local convenience shop to costly high end goods or simply paying friends and family. PayPal gives you great options to pay, the convenience of an app to pay in 3 payments, credit for bigger purchases and a handy credit card. It's been the best and easiest app I've ever used. Reviewed on: 7th July 2026

Paypal is easy to use, and very flexible

Paypal is easy to use, great for spreading costs over several months with no interest, and really good for guaranteed purchase refunds if something goes wrong. Reviewed on: 7th July 2026

I Made The purchase accidentally twice when informed...

I Made The purchase accidentally twice when informed paypal it was sorted very fast Reviewed on: 7th July 2026

Easy to use, interest free credit

Easy to use, interest free credit Reviewed on: 7th July 2026

Quick and easy

Quick and easy. No hassle Always works very quickly for me. Reviewed on: 7th July 2026

No problems with the services class

No problems with the service always there when you need it Reviewed on: 7th July 2026

Very efficient

Each time I use it everything goes smoothly and efficiently Reviewed on: 7th July 2026

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