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PayPal: PayPal Credit reviews

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4.90
Based on 104,680 reviews, last reviewed 11th May 2026
2484200% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great credit company, alway here to help Great credit company, alway here to help Reviewed on: 11th May 2026
Ricardo T's avatar
Ricardo T

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
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Ak
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104680)

PayPal- flexible, secure with great support

5
PayPal is a great way to deal with my purchases offering super flexible and secure options. Customer service has been excellent on occasion I've needed any assistance Reviewed on: 23rd April 2026
eastwp's avatar
eastwp

Always reactive and helpful when needing assistance

5
Always reactive and helpful when needing assistance Reviewed on: 23rd April 2026
Nesta O's avatar
Nesta O

Quick safe transactions

5
Easy to use with quick safe transactions and the ability to spread your spend over three payments for free. Reviewed on: 23rd April 2026
Robert Foster's avatar
Robert Foster

Never a bother

5
Easy access short term finance for treating people to nice things Reviewed on: 23rd April 2026
Andrew Paterson's avatar
Andrew Paterson

I always feel safe using PayPal.

5
I always feel safe using PayPal. Everything is smooth and seamless, and even when I’ve had issues with certain transactions or accounts, they’ve handled them quickly and fairly. It really feels like they prioritize their customers. I use PayPal all the time to send money and I’ve never had a bad experience — super reliable. Top service. Reviewed on: 23rd April 2026
Nico's avatar
Nico

All I could ask for

5
Every purchase I’ve made has been hassle free and fast couldn’t ask for more and on the very rare occasion where there’s a problem it’s sorted without issue and within minutes!! Reviewed on: 23rd April 2026
Jimi l's avatar
Jimi l

I use PayPal for many things.

5
I use PayPal for many things. I really like their credit feature. I have been using this feature specially for booking my flight tickets which is very convenient. Only con side is their exchange rate is not the best as they charge around 4% transaction charges which is really a big bite. Reviewed on: 23rd April 2026
Kishor R's avatar
Kishor R

Easy to both purchase, manage my finance and provide...

5
Easy to both purchase, manage my finance and provide financial options Reviewed on: 23rd April 2026
Andy r's avatar
Andy r

I feel secure using PayPal as my main source of paym...

5
I feel secure using PayPal as my main source of payment. The new points system for using the card is a great incentive as well Reviewed on: 23rd April 2026
Cheryl S's avatar
Cheryl S

friendly features built in the PayPal app, it’s easy...

5
friendly features built in the PayPal app, it’s easy to use. Reviewed on: 23rd April 2026
Yannie's avatar
Yannie

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