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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,154 reviews, last reviewed 29th Sep 2026
65% decrease in 5 star reviews
in the past 90 days
53% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026
Ozie F's avatar
Ozie F

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181154)

I’ve had issues in the past with sellers PayPal prom...

5
I’ve had issues in the past with sellers PayPal promptly and easily helps. I’ve heard from family members too about their great service Reviewed on: 7th July 2026
Mark KM's avatar
Mark KM

I use Paupal regularly.

5
I use Paupal regularly, and when I purchase something moderately expensive, I use pay in 3, which brings down the initial cost to me. I'm always weary if Paypal isn't an option when buying something. Reviewed on: 7th July 2026
George T's avatar
George T

Paypal Services

5
All transactions have been very easy and straightforward to process.. there are a variety of payment options which offers great flexibility. Customer service has been great when I have had a question. Easy to get through to an advisors were easy to understand, knowledgeable and resolved any issues. Reviewed on: 7th July 2026
Daniel B's avatar
Daniel B

Good Service

5
Always a smooth transaction, would recommend Reviewed on: 7th July 2026
Nick W's avatar
Nick W

A secure reliable easy payment method that gives you...

5
A secure reliable easy payment method that gives you peace of mind. Reviewed on: 7th July 2026
Darren C's avatar
Darren C

Great payment options

5
I really appreciate the pay in 3 option and also the interest free 4 month period. Helps me out a lot financially being able to spread the cost without paying interest. Reviewed on: 7th July 2026
DH's avatar
DH

Pay in 3

5
Absolutely love the pay in 3 interest free option that allows payments spread over three months. Stops large withdrawals from my account but allows for credit to be cleared quickly. Reviewed on: 7th July 2026
John C's avatar
John C

I was there when i need it and very easy to access!

5
I was there when i need it and very easy to access! With excellent apr rates! Definitely recommend for who is in need of some funds! Reviewed on: 7th July 2026
George G's avatar
George G

Great all round services and so simple to use.

5
Great all round services and so simple to use. Reviewed on: 7th July 2026
Alan F's avatar
Alan F

I feel like I have protection using Paypal, thankful...

5
I feel like I have protection using Paypal, thankfully never needed their customer services Reviewed on: 7th July 2026
Nic 's avatar
Nic

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