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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (172717)

Everything smooth and faultless from start to the en...

5
Everything smooth and faultless from start to the end can't fault it what's so ever Reviewed on: 6th July 2026

PayPal has always delivered a reliable service, to t...

5
PayPal has always delivered a reliable service, to the point where I don’t even have to think about it anymore, and if ever any problems do arise their customer support is always fast and efficient. Reviewed on: 6th July 2026

Easy to use

5
Ibuse the PayPal app and find it very easy to use and I feel that my transactions are secure. Reviewed on: 6th July 2026

Excellent service and trustworthy company

5
Excellent service and trustworthy company Reviewed on: 6th July 2026

It’s easy to use and I don’t feel ripped off

5
It’s easy to use and I don’t feel ripped off Reviewed on: 6th July 2026

Easy and good for those times you need a little help.

5
Easy and good for those times you need a little help. so useful and quick to use, says as it does. Reviewed on: 6th July 2026

Really straightforward, easy to set up and to use.

5
Really straightforward, easy to set up and to use. No issues with the app and great customer service. Reviewed on: 6th July 2026

The experience has been great - quick customer service.

5
The experience has been great - quick customer service. Reviewed on: 6th July 2026

Great credit provider with excellent customer service.

5
I’ve been using PayPal for purchases for years/ really handy, and the PayPal credit facility makes big purchases much more affording. I would recommend to anyone. Customer service is also friendly and very helpful. Reviewed on: 6th July 2026

Customer service team are quick to resolve issues an...

5
Customer service team are quick to resolve issues and investigate issues that arise Reviewed on: 6th July 2026

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