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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Customer service.

Always helpful and sorts out any issues quickly, app is very straightforward to use. Easy to get in contact with someone when yo need help Reviewed on: 7th July 2026

Easy to use would prefer lower fee

Easy to use would prefer lower fee Reviewed on: 7th July 2026

Easy to use, good support.

Easy to use, good support. Keeping me updated via email. Reviewed on: 7th July 2026

Assisted with purchases that had gone missing- very...

Assisted with purchases that had gone missing- very efficient and prompt when dealing with issues Reviewed on: 7th July 2026

Always quick , easy and safe way to help me pay with...

Always quick , easy and safe way to help me pay with no extra cost and a reasonable rate Reviewed on: 7th July 2026

I’ve been using PayPal for many years and it has con...

I’ve been using PayPal for many years and it has consistently provided a simple, secure, and reliable way to make payments online. The platform is easy to use, transactions are processed quickly, and having buyer protection gives real peace of mind when purchasing from new retailers. What I particularly appreciate is how widely accepted PayPal is and how straightforward it is to manage payments, refunds, and subscriptions all in one place. On the rare occasions I’ve needed assistance, the resolution process has been clear and efficient. Overall, PayPal has made online shopping and sending money far more convenient, and I would happily recommend it to others. Reviewed on: 7th July 2026

PayPal is convenient & I always feel secure using it...

PayPal is convenient & I always feel secure using it & covered if any issues. Very reliable & safe service. I use PayPal debit & credit & I can track my spending on the straightforward app. Would highly recommend thank you. Reviewed on: 7th July 2026

Easy peesy lemon squeezy to do

Easy peesy lemon squeezy to do. Its a simple process and it has helped manage cashflow at a tough time. Reviewed on: 7th July 2026

It you are are alway...

It is very easy service to use and you are are always notified on your account and service provided from PayPal Reviewed on: 7th July 2026

Great customer servixe & care

Pal pay have saved me on many occasions like xmas with paying over certain amount of times customer services have always been great especially when ive had to deal with sellers not sending goods pay pal stepped in to make sure i was refunded fairly. Been with pay pal for years and highly recommend them As never had 1 issue always great service. Reviewed on: 7th July 2026

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