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PayPal: PayPal Credit reviews

4.90
Based on 104,693 reviews, last reviewed 12th May 2026
2484850% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great services love how it is easy and accessible Great services love how it is easy and accessible Reviewed on: 12th May 2026
kauser bibi's avatar
kauser bibi

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
Ak's avatar
Ak

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104693)

Easy to use , good interest rate.

4
Easy to use , good interest rate. Would be nice to have extended interest rate Reviewed on: 23rd April 2026

5 star product

5
Excellent product, helpful customer service Reviewed on: 23rd April 2026

Easy to navigate

5
I have never had any issues with papal credit, I get reminders of payment dates, I don’t get harassed with potential purchases. Easy to navigate Reviewed on: 23rd April 2026

Cannot fault PayPal.

5
Cannot fault PayPal. Always reliable, keeps me updated on every transaction. Reviewed on: 23rd April 2026

SIMPLE Pay in 3 feature

4
I really like the pay in 3 feature which is easy to use Reviewed on: 23rd April 2026

Perfect bridge & safety net & shield for me

5
The are the perfect bridge & safety net & shield for my financial transactions. Reviewed on: 23rd April 2026

Great provider with a great offers

5
Great provider with a great offers Reviewed on: 23rd April 2026

Great overall

5
Great overall experience. Great customer service. Feeling safe using it. Reviewed on: 23rd April 2026

Excellent, easy to use and feels safe paying through...

5
Excellent, easy to use and feels safe paying through PayPal. Reviewed on: 23rd April 2026

Peace of mind

5
They have helped with returning my money when ive been stolen from or lied to the process might take some time but its a great safety feature Reviewed on: 23rd April 2026

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review