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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (173069)

paypal is brilliant, easy to use, no problems, no wo...

5
paypal is brilliant, easy to use, no problems, no worries. Reviewed on: 6th July 2026

Great ways to pay for something

5
Great ways to pay for something over time at no interest Reviewed on: 6th July 2026

Paypal credit easy to use

5
I love using paypal because it makes checking out so much easier and quicker. I’ve only used the credit once for a TV and returned it because it was the wrong size. The cancellation for the credit was fairly easy and sorted it’s self out with interest of course. Reviewed on: 6th July 2026

Great service

5
PayPal credit has enabled me to sort my finances in a way where I can control my ongoings & outgoings with the added bonus of having time to pay gack purchases. Never had a problem contacting customer service and they have always been very helpful. Reviewed on: 6th July 2026

Excelent service

5
Fast, secure transfers and a good credit card that allows for purchases and repayment over a period of up to four months interest-free. Reviewed on: 6th July 2026

excellent service

5
Always had good value and solved a lot of disputes Reviewed on: 6th July 2026

Great way to shop

5
No problem applying, very easy to use. It's nice having it there for purchases online can't fault it Reviewed on: 6th July 2026

Excellent Service

5
I haven’t experienced any issues using PayPal services and the ease of using its services couldn’t be any easier Reviewed on: 6th July 2026

Quick and easy.

5
Quick and easy. Lots of vendors. Friendly agents Reviewed on: 6th July 2026

Always very quick and efficient.

5
Always very quick and efficient. When I’ve had problems with a vendor PayPal has acted swiftly and efficiently. Reviewed on: 6th July 2026

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