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PayPal: PayPal Credit reviews

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4.90
Based on 104,703 reviews, last reviewed 12th May 2026
2485350% increase in 5 star reviews
in the past 90 days
7350% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

For the most part, my experience with PayPal has bee... For the most part, my experience with PayPal has been very positive and helpful. Orders are recorded in the system, and tracking numbers are clearly v... Read more Reviewed on: 12th May 2026
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Maciej

Latest lowest rating:

2

Mo worries not sure right now Mo worries not sure what to say ri Reviewed on: 11th May 2026
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Ak
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104703)

Love the ways of paying

5
Love the fact you always have different ways of paying with finance and paying immediately always available. Reviewed on: 23rd April 2026
Barry's avatar
Barry

Always safe and prompt

5
Always safe and prompt. My go to payment online for safety protection and speed. Reviewed on: 23rd April 2026
Michael B's avatar
Michael B

I’ve never had any problems with pay pal.

5
I’ve never had any problems with pay pal. Reviewed on: 23rd April 2026
Chris's avatar
Chris

Flexible easy to use credit.

4
Flexible easy to use credit. Making easy payments I can afford. I use pay pall all the time Reviewed on: 23rd April 2026
Craig d's avatar
Craig d

Easy to use and securel

5
I use paypal for most of my on line purchases and have used the cred option before which was easy to setup and use Reviewed on: 23rd April 2026
Ivy v's avatar
Ivy v

paypals give more time to payback

5
I find paypal credit a better way of borrowing as the interest free terms are better than any credit card I have ever had. since paypal credit I barely use credit cars any more. Reviewed on: 23rd April 2026
Graeme's avatar
Graeme

I feel safe using PayPal.

4
I feel safe using PayPal. Their customer service is always clear and consistent. Reviewed on: 23rd April 2026
Emma's avatar
Emma

Always there when needed and assisting with any prob...

5
Always there when needed and assisting with any problems. Reviewed on: 23rd April 2026
David T's avatar
David T

Great Tool for Surprise Expenses

5
With all basics costing more than ever, it's vital that you have options when unexpected bills come your way. Paypal credit is a fantastic tool to help spread the cost of those in to more affordable chunks. Provided you are responsible with it and manage repayments, it can get you out of some tricky scenarios at little to no cost. Reviewed on: 23rd April 2026
Jason C's avatar
Jason C

Seamless, quick & very efficient service.

5
Seamless, quick & very efficient service. Really excellent service Reviewed on: 23rd April 2026
Brian k's avatar
Brian k

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