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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Seamless service when purchasing anything

Seamless service when purchasing anything Reviewed on: 7th July 2026

Never had any problems!

Never had any issues just easy to use and always clear. Discount and lounge at download this year was amazing! Reviewed on: 7th July 2026

Very easy to use and quick response if any problems...

Very easy to use and quick response if any problems Reviewed on: 7th July 2026

Very good

Very good return service fast results very good communication great wab app. Reviewed on: 7th July 2026

Makes things financial easier when you need to buy s...

Makes things financial easier when you need to buy something and havent got the full amount of cash.Or you just want to spread the payments out. Reviewed on: 7th July 2026

Great !!!

I love it I pay the same using PaydPal credit as I would paying the total cost upfront! It means I can purchase loads more things in a month without a huge hassle initial cost. Reviewed on: 7th July 2026

All round superb!

Easy to use to make payments, withdraw money and pay off credit. Great credit allowance which you can be in control of. Beneficial points system & physical cards available now plus the benefit of the added buyers protection. Reviewed on: 7th July 2026

Excellent service,good rate.

Excellent service,good rate. Money always on time. Easy to send,get and transfer money. Reviewed on: 7th July 2026

I have had PayPal for over 12 years and I can absolu...

I have had PayPal for over 12 years and I can absolutely say that thanks to PayPal, I have been able to get closer to people who are geographically far, as well as achieve goals and dreams. I have also been able to share the cost of something, and organise group payments. Reviewed on: 7th July 2026

Review credit

All good and easy to apply for very quick to do Reviewed on: 7th July 2026

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