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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173324 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173385)

Easy and simple to use.

Easy and simple to use. I use it to pay for subscription-based apps. It’s easy to use, and customer service is friendly. Reviewed on: 6th July 2026

Easy to use and reliable

I've had a great experience with PayPal Credit. The application process was straightforward, payments are easy to manage, and everything has worked smoothly. It's been a convenient way to spread the cost of purchases, and I appreciate the clear payment options and user-friendly account management. Overall, I'm very satisfied with the service and would recommend it to others. Reviewed on: 6th July 2026

PayPal is a good support and safe way to pay...

PayPal is a good support and safe way to pay Reviewed on: 6th July 2026

I have found PayPal helpful and if you need any help...

I have found PayPal helpful and if you need any help they have a very good customer service Reviewed on: 6th July 2026

I have been a PayPal user for many years,and have ju...

I have been a PayPal user for many years,and have just recently utilised PayPal credit. I found it very easy to set up and the interface was very user friendly. Reviewed on: 6th July 2026

Very easy process for payment

Very easy process for payment and option to spread cost when needed is extremely useful Reviewed on: 6th July 2026

Very helpful products.

Very helpful products. Usually always helpful staff too Reviewed on: 6th July 2026

Great experience and very helpful.

Great experience and great lenders. Very helpful with having the pay in 3 and pay later options. Have recommended to friends and family and will continue to use paypal as my only credit and pay in instalments company Reviewed on: 6th July 2026

I have been with PayPal several years they keep my...

I have been with PayPal several years they keep my money safe Reviewed on: 6th July 2026

Excellent service and great value.

Excellent service and great value. Accepted by most retailers. Very easy to use. Reviewed on: 6th July 2026

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