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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (104722 reviews)

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4.90

Based on 104,722 reviews, last reviewed 12th May 2026

2486250% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

I have so far had a good experience I have so far had a good experience Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104722)

To date my experience with PayPal has been very posi...

To date my experience with PayPal has been very positive Reviewed on: 23rd April 2026

Safe easy to use reliable brilliant really

Safe easy to use reliable brilliant really Reviewed on: 23rd April 2026

Easy to use and easy to pay.

Easy to use and easy to pay. The App is also easy to navigate. Compatible with a lot of websites Reviewed on: 23rd April 2026

Easy to use protected money mans purchase interest f...

Easy to use protected money mans purchase interest free for 4 months great just booked holiday interest free Reviewed on: 23rd April 2026

Good experience, quick and easy to navigate around a...

Good experience, quick and easy to navigate around and know what I’m getting Reviewed on: 23rd April 2026

Easy to use with fast acceptance for credit applicat...

Easy to use with fast acceptance for credit applications. It really helps with budgeting, especially over Christmas and with holidays as I can pay in 3 with no interest charges. Reviewed on: 23rd April 2026

My go to payment site.

My go to payment site. I have had trouble in the past with purchases being counterfeit go missing ect and every time PayPal has been there for me. I wouldn’t use any other company Reviewed on: 23rd April 2026

I uses my PayPal credit to buy expensive stuff and i...

I uses my PayPal credit to buy expensive stuff and it works well for me. I have introduced a few friends to it and they love it as well. Reviewed on: 23rd April 2026

Helps me pay off what I need and is reasonable with...

Helps me pay off what I need and is reasonable with the paying back process Reviewed on: 23rd April 2026

Simple and easy service.

Simple and easy service. Never have hassle using PayPal, if ever I’ve had an issue it’s always been resolved. Reviewed on: 23rd April 2026

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