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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,730 reviews, last reviewed 12th May 2026
2486650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal has helped me very well in being able to affo... PayPal has helped me very well in being able to afford things when I am low on money as I know I can pay it back to my credit Reviewed on: 12th May 2026
April A's avatar
April A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (104730)

I have been a satisfied PayPal customer for over twe...

5
I have been a satisfied PayPal customer for over twenty years. Reviewed on: 23rd April 2026
Igi H's avatar
Igi H

Fab service

5
No, your previous questions suffice.No Reviewed on: 23rd April 2026
Richard 's avatar
Richard

Easy to use and very convenient when you need to pay...

5
Easy to use and very convenient when you need to pay for something a little more expensive and it can be paid off in installments Reviewed on: 23rd April 2026
Shelley H's avatar
Shelley H

Customer Service

5
Everytime I’ve had a query, no matter what it is, PayPal sort it. Reviewed on: 23rd April 2026
Oliver R's avatar
Oliver R

Simaple easy to use.

5
Simaple easy to use. But I have yet to use the customer service Reviewed on: 23rd April 2026
C Lee's avatar
C Lee

All good really.

4
All good really. Been using PayPal for years. It's fine. Not exciting, not terrible but jus kind of the default option that nobody really choose, it just ended up on everyobody's phone. Sending money to people is easy enough. Checkout on most sites takes about three clicks. The app doesn't crash. These are low bars but PayPal clears them consistently, so credit where it's due. Reviewed on: 23rd April 2026
Dave a's avatar
Dave a

I've had a very smooth so far, One thing I don't lik...

5
I've had a very smooth so far, One thing I don't like, every time I try and repay my debt for credit card, the payment takes a lot of time to transfer from my bank to my PayPal account. If it could be fixed that'd be great Reviewed on: 23rd April 2026
Md Arban Rahman's avatar
Md Arban Rahman

Simple and quick

5
It's just so simple and quick. Easy to navigate. No fuss. Uncomplicated Reviewed on: 23rd April 2026
Deborah T's avatar
Deborah T

Good lenders helped me out a great deal as a young a...

5
Good lenders helped me out a great deal as a young adult Reviewed on: 23rd April 2026
Albert J's avatar
Albert J

Easy to use, extremely clear.

5
Easy to use, extremely clear. Fair terms. Reviewed on: 23rd April 2026
Matthew Broad's avatar
Matthew Broad

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