Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173486 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173511)

PayPal credit has been great and very useful, especi...

PayPal credit has been great and very useful, especially the pay overtime and pay in three with interest free instalments Reviewed on: 6th July 2026

I feel secure using PayPal.

I feel secure using PayPal. I have had times when there have been issues and customer service have always sorted it for me Reviewed on: 6th July 2026

I have found PayPal an ease you use the app is very...

I have found PayPal an ease you use the app is very easy to navigate. Customer care has been excellent throughout Reviewed on: 6th July 2026

good human customer service

when i have had any issues with payments the customer service has been very friendly and good Reviewed on: 6th July 2026

Really simple to use, and very helpful when needed

Really simple to use, and very helpful when needed Reviewed on: 6th July 2026

Safe and secure and convenient payments

Safe and secure and convenient payments Reviewed on: 6th July 2026

PayPal Credit is easy to use.

PayPal Credit is easy to use & very user friendly. Reviewed on: 6th July 2026

Great service explained

Ive always had queries resolved & payments returned when I didn't receive goods etc. Responses have been prompt & punctual with great advice. Reviewed on: 6th July 2026

I enjoy using PayPal for paying for my goods, I did...

I enjoy using PayPal for paying for my goods, I did have some issues in the past . The interest rate could be a little bit lower. Some times when something goes wrong you have to fight with PayPal to get your money back. Reviewed on: 6th July 2026

I never disappointed always when I want to buy somet...

I never disappointed always when I want to buy something I use PayPal Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loan
from Snap Finance 4.82 from 370 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Very Account
from Shop Direct 3.18 from 28 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 95939 reviews
Payments
from PayPal 4.70 from 3839 reviews
Credit card
from PayPal 4.70 from 119 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub