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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,739 reviews, last reviewed 12th May 2026
2486950% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Agent very clear about charges, but unable to accomm... Agent very clear about charges, but unable to accommodate a refund on charges caused by their error Reviewed on: 12th May 2026
Louise 's avatar
Louise

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104739)

I love paypal, its so easy and convenient for my eve...

5
I love paypal, its so easy and convenient for my everyday things. Reviewed on: 23rd April 2026
Toni H's avatar
Toni H

Simple to use and great service to use

5
Simple to use and great service to use Reviewed on: 23rd April 2026
Prasanthan V's avatar
Prasanthan V

Good credit limit and 0% interest for a few months i...

4
Good credit limit and 0% interest for a few months is helpful also. Reviewed on: 23rd April 2026
Nadia M's avatar
Nadia M

Flexible for everyday

5
Great form of finance which is flexible for day to day. Reviewed on: 23rd April 2026
Ashleigh S's avatar
Ashleigh S

PayPal there when I need it.

5
PayPal allows me to buy what I need with either interest free or pay in three. Excellent way to manage the budget. Statements are easy to read too. Reviewed on: 23rd April 2026
Sue W's avatar
Sue W

Paypal has been so helpful in splitting payments for...

5
Paypal has been so helpful in splitting payments for me - i was able to pay for things in monthly installments which has been a godsend, I also like the new rewards points and the ability to add the card to Google wallet Reviewed on: 23rd April 2026
Klhdgsvw's avatar
Klhdgsvw

It is amazing what using PaPal credit has done for me.

5
It is amazing what using PayPal credit has done for me. I really cannot comprehend Reviewed on: 23rd April 2026
Samuel A's avatar
Samuel A

Access to money at my fingertips.

5
Access to money at my fingertips. Also the credit card option makes it even more flexible wirh 4 months to repay. Ive been using PayPal for years and feel it has given me more confidence to buy than before. Reviewed on: 23rd April 2026
Mohammed A's avatar
Mohammed A

Very convenient and reliable.

5
Very convenient and reliable. I can use this all the time. Reviewed on: 23rd April 2026
Leah B's avatar
Leah B

Every experience with PayPal has been trouble free.

5
Every experience with PayPal has been trouble free. From PayPal credit to pay in three everything is so clear and easy. Reviewed on: 23rd April 2026
Simon R's avatar
Simon R

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