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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173626 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173628)

A very handy credit facility

I’ve used the PayPal credit facility a few times and like the flexibility it gives me. It’s very easy to make payments to settle the credit as well. Reviewed on: 6th July 2026

Paypal protects your money.

PayPal helps in so many different ways the options to buy now pay later or pay in 3 helps the less fortunate. PayPal credit also does the same task. Making payments more affordable. It's a safer way to purchase anything. Reviewed on: 6th July 2026

Good communication, can use card in all purchases.

Good communication, can use card in all purchases. Reviewed on: 6th July 2026

Paypal don't care about you. Contact CS is impossible.

Trying to contact Paypal is impossible. Try to find a proper contact link via website or account. They do not care and will cancel you and everything. All Paypal is interested in is money £££$$$ Reviewed on: 6th July 2026

Really simple process.

Really simple process. Never experienced any issues. Reviewed on: 6th July 2026

As a retiree, i use this method to help me manage my...

As a retiree, i use this method to help me manage my fixed income . Reviewed on: 6th July 2026

Geordie boy

Find it easy to use, trusted and never had an issue with it. Reviewed on: 6th July 2026

They take good care of care of customers always figh...

They take good care of care of customers always fighting for their rights. Highly recommend Reviewed on: 6th July 2026

Over 10 years of uncomplicated Service.

I've have been a PayPal customer for over 10 years. I like different schedules they enable me to have more control over my spending. I have family in the USA and PayPal money transfers and convenient and uncomplicated. Reviewed on: 6th July 2026

Paypal credit helped me when I really needed it

Paypal credit helped me when I really needed it + the interest fees are so much lower compared to other traditional credit cards since they tend to have 3months interest free etc, I prefer using paypal most of the time. I've recommended it to my friends and family because it's honestly really good and cost effective. Reviewed on: 6th July 2026

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