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PayPal: PayPal Credit reviews

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4.90
Based on 104,778 reviews, last reviewed 12th May 2026
2488750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and safe way of making payments Easy to use and safe way of making payments Reviewed on: 12th May 2026
Martina A's avatar
Martina A

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104778)

I've been a customer of Paypal for over 10 years, I...

5
I've been a customer of Paypal for over 10 years, I use it for Ebay selling and also for purchasing goods & services. It's always been a fast, reliable service I can trust. Reviewed on: 23rd April 2026
Katherine S's avatar
Katherine S

Rates are good and pay back is simple via the app.

5
Rates are good and pay back is simple via the app. Reviewed on: 23rd April 2026
Jacqueline A's avatar
Jacqueline A

Always solid and reliable and helpful

5
Always solid and reliable and helpful Reviewed on: 23rd April 2026
Scott W's avatar
Scott W

The service gives an easy experience and selecting h...

5
The service gives an easy experience and selecting how you would like to pay, although I do find the APR a little bit high. I think I like is I feel secure and safe using it for purchases. Reviewed on: 23rd April 2026
Pete S's avatar
Pete S

Always use PP, reliable and ready to assist if issues

5
Always use PP, reliable and ready to assist if issues Reviewed on: 23rd April 2026
Joan's avatar
Joan

Communication, refunds and customers service are best.

5
Communication, refunds and customers service are best. Understanding of your experience and expectations. Quick responds to issues and solution. Happy customer. Reviewed on: 23rd April 2026
Anne E's avatar
Anne E

Get going with PAYPAL

4
Very easy to use will recommend to friends Reviewed on: 23rd April 2026
terry s's avatar
terry s

A safe way to spend with some insurance from scammers.

5
A safe way to spend with some insurance from scammers. Reviewed on: 23rd April 2026
Grim's avatar
Grim

Simply The Best!!

5
They are prompt on payments and refunds their pay in 3 and Paypal credit are great additions in this current monitory climate and makes purchases a lot easier and you feel totally safe when using pay pal. Can’t rate them highly enough Reviewed on: 23rd April 2026
Mark E's avatar
Mark E

Excellent company and customer service

5
Excellent company and customer service Reviewed on: 23rd April 2026
Keith c's avatar
Keith c

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