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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Always used PayPal and PayPal credit to make sure Pa...

Always used PayPal and PayPal credit to make sure Payne re are more secured. 3 monthly payments works so well for big items I can’t afford. Reviewed on: 7th July 2026

Quick efficient easy tmy viewo manage.

Quick efficient easy to manage. Value Reviewed on: 7th July 2026

PayPal is easy to use, gives me peace of mind when u...

PayPal is easy to use, gives me peace of mind when using it and the app is great to navigate Reviewed on: 7th July 2026

Credit option

Easy to apply for, quick and hassle free. Reviewed on: 7th July 2026

Simple and easy to use.

Simple and easy to use. Was easy to set up and understand terms and conditions. app makes it easy to make payment. Get notified when payments are due and have been made. Reviewed on: 7th July 2026

Paypal is reliable and I know that if I have a probl...

Paypal is reliable and I know that if I have a problem ie a recent company that went bankrupt owing money, that PayPal will honour the debt. Reviewed on: 7th July 2026

Great way to spend and spread the cost

Great way to spend and spread the cost Reviewed on: 7th July 2026

Simply the best

So helpful always there when needed and safe Reviewed on: 7th July 2026

Excelente and trustful

Safe to buy with PayPal, 98% of the times they protect customers from scam and unauthorised payments as well as issues with products. Reviewed on: 7th July 2026

I have used paypal for years & had no issues

I have used paypal for years & had no issues Reviewed on: 7th July 2026

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