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PayPal: PayPal Credit reviews

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4.90
Based on 104,835 reviews, last reviewed 12th May 2026
2491500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Convenient for Flexible Payments PayPal Credit has been convenient for spreading out payments and managing larger purchases. The application process was straightforward, and it integr... Read more Reviewed on: 12th May 2026
NAS's avatar
NAS

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (104835)

Always had what I needed and offers great options fo...

5
Always had what I needed and offers great options for finance Reviewed on: 23rd April 2026
Thomas S's avatar
Thomas S

Very quick & easy to use,

5
very easy to use, quick and clear on what and when you pay. i find it every use full when you need to pay for something, but break it down over 3 payment, to not be overwhelmed in the month. Reviewed on: 23rd April 2026
Aaron 's avatar
Aaron

It’s been very useful and also enabled unnecessary a...

5
It’s been very useful and also enabled unnecessary and some very necessary purchases! Reviewed on: 23rd April 2026
Tasleem A's avatar
Tasleem A

Quality service.

5
Great service that always listens. Reviewed on: 23rd April 2026
Steve Duce's avatar
Steve Duce

All good nothing else to say never any problems with...

5
All good nothing else to say never any problems with PayPal Reviewed on: 23rd April 2026
John j's avatar
John j

Easy pay options.

5
Easy pay options. Convenient, used in a lot of online shops Reviewed on: 23rd April 2026
Shona H's avatar
Shona H

Helped me a lot when struggling with my finances

5
Helped me a lot when struggling with my finances Reviewed on: 23rd April 2026
Djamel's avatar
Djamel

Great service

5
PayPal is a great service and always there to help if any issues. Just keep doing what you do best. Thank you Reviewed on: 23rd April 2026
Teresa B's avatar
Teresa B

very easy and simple process!

5
very easy and simple process my favourite service to use! Reviewed on: 23rd April 2026
Sebastian X's avatar
Sebastian X

I've had no problems with them I think they're very...

5
I've had no problems with them I think they're very good to deal with thank you Reviewed on: 23rd April 2026
Mr Dry's avatar
Mr Dry

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