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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173806 reviews)

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4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (173836)

Would reccomend

Easy to use and accessible, the app is also very smooth Reviewed on: 6th July 2026

A great and different experience to manage money.

I have been a customer for a long time and have seen PayPal getting better and better at providing a great service. The app is easy to use and navigate around. Having 4 mths interest free credit on large purchases is a bonus which is not provided by anyone else . The introduction of physical debit and credit cards recently has also been a game changer. Reviewed on: 6th July 2026

Good customer service, Great flexibility with the app

Good customer service, Great flexibility with the app Reviewed on: 6th July 2026

Great Service and payment options.

Great Service and good global payment options. Appreciate valued service. Reviewed on: 6th July 2026

Flexible affordability

I find I can afford to purchase items with a month payment as opposed to a high cost initially Reviewed on: 6th July 2026

Positive experiences

I have always had a positive experience. Any issues with sellers have been resolved quickly. Reviewed on: 6th July 2026

paypal credit gives that full flexibility and time t...

paypal credit gives that full flexibility and time to purchase things that in moment or luxuries that are expensive but gives that ability to still buy things without the stress of paying it off under strict timelines. Reviewed on: 6th July 2026

Great experience all the time when I use the App.

Great experience all the time when I use the App. Reviewed on: 6th July 2026

I have used PayPal credit for a few years and can hi...

I have used PayPal credit for a few years and can highly recommend. I personally like the 4 months interest free credit on purchases over 99 pounds, provides piece of mind, easy to use. Reviewed on: 6th July 2026

Excellent Service

The pay in 3 months set-up is excellent, especially as there is no interest. Additionally, unlike other companies who offer the service the repayments are set-up for a given date to suit the customer. Reviewed on: 6th July 2026

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