Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (173927 reviews)

View other PayPal products

4.73

Based on 172,574 reviews, last reviewed 9th Jul 2026

1417% increase in 5 star reviews

in the past 90 days

1386% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (173973)

It’s easy to pay with PayPal and they are very conve...

It’s easy to pay with PayPal and they are very convenient and showing you every payment you made the the correct breakdown and easy for me to compute of what I’m paying. Reviewed on: 6th July 2026

Always have had a very positive experience using Pay...

Always have had a very positive experience using PayPal Reviewed on: 6th July 2026

PayPal is so easy and excellent to use,

PayPal is so easy and excellent to use, that when i am making a purchase online i will look to see if the company will allow you to pay with PayPal, if the company uses PayPal i will almost certain use them over others even if its cheaper! Reviewed on: 6th July 2026

Very useful and easy to use.

Very useful and easy to use. Been using for over 3 years and helpful. Reviewed on: 6th July 2026

Great to deal with ,excellent in every way

Great to deal with ,excellent in every way Reviewed on: 6th July 2026

Would highly recommend

Easy and fast process, immediate decision. Repayments can be made over a few months with no interest but still enables purchases of larger amounts which would be unaffordable to many in one payment. Avoids many getting into further debt and financial struggles. Reviewed on: 6th July 2026

Simple to use easy, quick and sensible customer serv...

Simple to use easy, quick and sensible customer service. Reviewed on: 6th July 2026

There when needed the most.

There when needed the most. Needed some credit to buy from online and was accepted. Reviewed on: 6th July 2026

When I need help from PayPal the assistance always i...

When I need help from PayPal the assistance always is friendly and helpful. Always solve my problems. Reviewed on: 6th July 2026

Making shopping more easily and more efficient.

Making shopping more easily and more efficient. Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Payments
from PayPal 4.71 from 3840 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 96212 reviews
Payments
from PayPal 4.70 from 3840 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub