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PayPal: PayPal Credit reviews

4.73
Based on 172,574 reviews, last reviewed 9th Jul 2026
1417% increase in 5 star reviews
in the past 90 days
1386% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

All good no problems. All good no problems. Easy to use interface. Reviewed on: 9th July 2026
Daniel Lordan's avatar
Daniel Lordan

Latest lowest rating:

1

I have had one very unpleasant experience with PayPa... I have had one very unpleasant experience with PayPal, they offered no support regardless of an exceptional circumstance and regardless of my excellen... Read more Reviewed on: 9th July 2026
Claire's avatar
Claire

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (174101)

Usually had a good experience with customer service...

4
Usually had a good experience with customer service however sometimes it can be hard to get in touch Reviewed on: 6th July 2026

I now have a credit card which is easy to...

4
I now have a credit card which is easy to use Reviewed on: 6th July 2026

Great experience wonderful to used easy and safe.

5
Great experience wonderful to used easy and safe. Reviewed on: 6th July 2026

Easy to use services well guided,optimal reply times...

5
Easy to use services well guided,optimal reply times for any problems a well run and easy to understand process Reviewed on: 6th July 2026

Easy to use, helps to spread the cost over time, min...

5
Easy to use, helps to spread the cost over time, minimum payments or pay more if you wish, excellent customer service and very helpful Reviewed on: 6th July 2026

Paypal is quick and easy, if you need there help to...

5
Paypal is quick and easy, if you need there help to sort out any issues their customer service is second to none - you'd never know how big they are from the way the leave you feeling. Also means so many more places I can use Amex via PayPal and then collect air miles too. Reviewed on: 6th July 2026

Easy to use and rate of interest is quite good...

5
Easy to use and rate of interest is quite good Reviewed on: 6th July 2026

Safe pal :)

5
I felt safe when I took pay in 3 credit and I did it plenty of times it has 0 % I'm happy to send money to other people via PayPal and I feel that if Sth happens I would be treated as worthy client. And I had never had any scams ftom PayPal!!!! Reviewed on: 6th July 2026

Using for all my purchases.

5
I am using PayPal service since 2019. Never have an issues. Reviewed on: 6th July 2026

PayPal credit is very helpful when need it.

5
PayPal credit is very helpful when need it. Easy and clear statements and charges Reviewed on: 6th July 2026

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