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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Never had an issue , quick efficient service

Never had an issue , quick efficient service Reviewed on: 7th July 2026

PayPal pay in3 that's me

I can always rely on PayPal when you need that bit of help pay in3 that's me Reviewed on: 7th July 2026

No issues, if a problem arises it is solved quickly...

No issues, if a problem arises it is solved quickly and satisfactory. Reviewed on: 7th July 2026

never had a problem they have always been profession...

never had a problem they have always been professional and polite and helpful Reviewed on: 7th July 2026

This is a great feature to allow you to purchase lar...

This is a great feature to allow you to purchase large items and pay over time. Reviewed on: 7th July 2026

Excellent service

Excellent services, easy to use and multiple ways to pay. Reviewed on: 7th July 2026

i never had to call customer service otherwise exece...

i never had to call customer service otherwise execellent services Reviewed on: 7th July 2026

Payment should be simpler, but the customer rep was...

Payment should be simpler, but the customer rep was very kind and sorted out my problems. Reviewed on: 7th July 2026

PayPal credit has been so helpful.

PayPal credit has been so helpful. It’s easy to use. Easy to make payments. The app is clear and simple. I love using it. Reviewed on: 7th July 2026

It was very straightforward and easy to apply, they...

It was very straightforward and easy to apply, they give a lot of notifications to remind you to pay anything outstanding. Very consumer friendly Reviewed on: 7th July 2026

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