Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 104,987 reviews, last reviewed 12th May 2026
2498500% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use can add to your phone wallet with no pro... Easy to use can add to your phone wallet with no problems and PayPal keeps informed and the added bonus of getting points. Reviewed on: 12th May 2026
Richard S's avatar
Richard S

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (104987)

They make everything simple

5
They make everything simple when making payments and sometimes reward you fir using them. Also if I ever have an issue with an.order, I know that I can reach out to them if other avenues are not working. Reviewed on: 23rd April 2026
Lorraine A's avatar
Lorraine A

I’ve had no issues.

5
I’ve had no issues. If I’ve had any questions the my have been answered quickly when using the online chat function that is easily accessible on the PayPal app. Reviewed on: 23rd April 2026
Dono's avatar
Dono

Never had a bad experience with Paypal

5
Never had a bad experience with Paypal Reviewed on: 23rd April 2026
Casey 's avatar
Casey

Thankyou PayPal

5
I have been using PayPal for many years now and I don’t know what I would have done without it Reviewed on: 23rd April 2026
Peter c's avatar
Peter c

Good service

5
Have always been happy with the service Reviewed on: 23rd April 2026
Julie J's avatar
Julie J

I have over 15 years of experience with PayPal

5
I have over 15 years of experience with PayPal Reviewed on: 23rd April 2026
Sami's avatar
Sami

Easy and quick way to get stuff and pay later...

5
Easy and quick way to get stuff and pay later Reviewed on: 23rd April 2026
Dominik M's avatar
Dominik M

Easy to use & no hidden fees.

5
Easy to use & no hidden fees. Overall experience is very good Reviewed on: 23rd April 2026
Muza's avatar
Muza

Love it simple to use easy to repay

5
Love it simple to use easy to repay Reviewed on: 23rd April 2026
Philip C's avatar
Philip C

Pay pal great and helpful

5
PayPal is great and helpful. It is very useful to use Reviewed on: 23rd April 2026
Jagjeet s's avatar
Jagjeet s

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill