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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174179 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174192)

Paypal gives good credit to it's customers

Paypal gives good credit to it's customers Reviewed on: 6th July 2026

Very easy to use app and customer service has always...

Very easy to use app and customer service has always been very quick to help and support me when I contacted them. Also being able to use it across currencies has been very helpful for my business and personal spending. Reviewed on: 6th July 2026

overall ok.

overall ok. recomeded. xxx will be use again Reviewed on: 6th July 2026

Great and amazing it’s helping me

Great and amazing it’s helping me Reviewed on: 6th July 2026

Use PayPal it's easy

Very easy experience, maybe it's because I regularly use PayPal, but this was the 1st time to use the credit option and surprisingly easy. Reviewed on: 6th July 2026

Great Choice of Options

I’ve used PayPal on a number of occasions, pay now, pay in three instalments and always found it easy to use.Understanding the terms and choices have always been easy. They provide advance notice of payments being taken and a monthly update, Reviewed on: 6th July 2026

Absolutely amazing service, very reliable, easy to u...

Absolutely amazing service, very reliable, easy to use, good helplines friendly customer service Reviewed on: 6th July 2026

Never had any issues using the service.

Never had any issues using the service. Reviewed on: 6th July 2026

Never had any issues and when I did have problems w...

Never had any issues and when I did have problems with a seller PayPal refund me with no hassle Reviewed on: 6th July 2026

Fabulous service and simple to use!

Fabulous service and simple to use! Reviewed on: 6th July 2026

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