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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I feel safe making purchases via PayPal

I feel safe making purchases via PayPal, when I have needed a refund, PayPal has been 100% there for me and ensured I get my money back. There are plenty of options for ways to pay which is extremely convenient. Reviewed on: 7th July 2026

I always pay with PayPal.

I always pay with PayPal...as i know my money is secure Reviewed on: 7th July 2026

Have been PayPal for several years now.

Have been PayPal for several years now. Always a smooth easy transaction Reviewed on: 7th July 2026

Excellent service .

Excellent service . Always use paypal for my purchases. Reviewed on: 7th July 2026

Affordable payment terms .

Provides options on payments making it more affordable to buy and pay for products reducing financial pressures and burdens Reviewed on: 7th July 2026

So easy to use and engage with.

So easy to use and engage with. It’s the simplicity that I really like. It’s made spreading the cost of purchases much easier, giving me flexibility without any unnecessary complexity. A great service that’s easy to understand and use. Reviewed on: 7th July 2026

The staff are ever ready to help and solve problems...

The staff are ever ready to help and solve problems Reviewed on: 7th July 2026

Simple to use and making payments easy

Simple to use and making payments easy Reviewed on: 7th July 2026

Excellent customer service, great value for money an...

Excellent customer service, great value for money and excellent customer friendly app Reviewed on: 7th July 2026

Easy to use helpful if ever need any support

Easy to use helpful if ever need any support Reviewed on: 7th July 2026

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