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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174223 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174229)

Very good with notifications and ease to set up paym...

Very good with notifications and ease to set up payments Reviewed on: 6th July 2026

I would recommend PayPal to all

I have been using PayPal for many years, I believe the changes they have made in recent years have been very significant and if I were single then I would probably use more of the services you now provide Reviewed on: 6th July 2026

I have only had one occasionntact customer ser...

I have only had one occasion to contact customer service and the chap I spoke to was very helpful and solved the issue. Reviewed on: 6th July 2026

Good customer service

Good customer service I've been with them for years Reviewed on: 6th July 2026

I have used PayPal multiple times including purchasi...

I have used PayPal multiple times including purchasing urgent care parts and have never had an issue with the service provided. Reviewed on: 6th July 2026

PayPal credit is very useful

PayPal credit is really useful for more expensive purchases. It’s very simple and easy to use and setup. I have used it several times when I wanted to spread the cost over 3 months . I tend to use the three month interest free credit. Reviewed on: 6th July 2026

Good payment offers easy to use app

Good payment offers easy to use app Reviewed on: 6th July 2026

Great way to spread your payments

Easy to apply and perfect to use for the months you can't afford everything up front. Clear communication on what the payments will be each month. Emails are sent and detail how much and what date it will be taken Reviewed on: 6th July 2026

PayPal your best friend

Easy to use App, most places take paypal and offer pay in 3 credit and now debit, with rewards Reviewed on: 6th July 2026

Fantastic service and very clear easy to use unlike...

Fantastic service and very clear easy to use unlike some other providers. Would recommend and will use again in the near future. Reviewed on: 6th July 2026

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