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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105088 reviews)

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4.90

Based on 105,087 reviews, last reviewed 12th May 2026

2503000% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great helping I have PayPal for years it amazing help me a lot in my shopping and my financial they are great Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105088)

PayPal has been a godsend!

PayPal has been a godsend! I've been able to get last minute gifts or essentials on credit when money has been low and been able to settle disputes with online traders that haven't fulfilled an order easily through purchasing via PayPal. This way of paying puts my mind at ease. Reviewed on: 23rd April 2026

Very good service.

Very good service. Both customer service and transactions are always great Reviewed on: 23rd April 2026

Perfect for quick trustworthy payments, use all yhe...

Perfect for quick trustworthy payments, use all yhe time Reviewed on: 23rd April 2026

It works for me every time I use it

It works for me every time I use it Reviewed on: 23rd April 2026

Just what I needed when I needed it

PayPal were there when I needed them for a purchase and had the added benefit of paying over time with no interest if paid off before end of the offer. Reviewed on: 23rd April 2026

Feels safe

"When it comes to online transactions, I find myself consistently choosing PayPal for the added layer of protection it provides. It’s not just about the convenience; it’s about knowing that if a purchase goes sideways, I have a robust dispute resolution process and buyer protection standing behind me." Reviewed on: 23rd April 2026

Premium service

Have been a great experience with transaction payment and premium standards Reviewed on: 23rd April 2026

Spot on Spot on no complaints

Spot on no complaints pay pal is good Reviewed on: 23rd April 2026

Straightforward and easy to use

Very straightforward. You get rewards for every purchase. Reviewed on: 23rd April 2026

Easy to use and Affordable

Easy to use and affordable. Also practical and easy to access. Reviewed on: 23rd April 2026

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