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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174266 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174268)

Good review

It’s very handy to spread cost over 3 months or get 4 months interest free period Reviewed on: 6th July 2026

It’s great for all sorts of purchases

It’s great for all sorts of purchases Reviewed on: 6th July 2026

PayPal is fast, secure and easy to use.

PayPal is fast, secure and easy to use. Buyer protection, widespread acceptance and quick payments make it a reliable choice for online shopping. Reviewed on: 6th July 2026

It’s always a seamless, couple of clicks experienc...

It’s always a seamless, ‘couple of clicks’ experience that in 20 yrs of using PayPal, has never gone wrong. Reviewed on: 6th July 2026

Very good experience

Very sure and I had a good experience with services. Definitely I'll continue to use it Reviewed on: 6th July 2026

PayPal credit comes in very handy for me it’s so eas...

PayPal credit comes in very handy for me it’s so easy and quick to use! I’ve only had to call them once regarding a payment date change and they were so helpful. Reviewed on: 6th July 2026

Not had much to do with customer service.

Not had much to do with customer service, that's why I haven't given full marks, but... everything else has been smooth sailing. Reviewed on: 6th July 2026

Simple and quick service.

Simple and quick service. Very easy to use Reviewed on: 6th July 2026

Only good things to say

Never had a bad experience with PayPal or PayPal credit. Been a customer of both for at least 10 years Reviewed on: 6th July 2026

Very straight forward

Very straight forward to access PayPal credit when making a purchase. All you have to do is just indicate at checkout. Reviewed on: 6th July 2026

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