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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

I DO ALL MY TRANSACTIONS IF POSSIBLE VIA PAYPAL, SYS...

I DO ALL MY TRANSACTIONS IF POSSIBLE VIA PAYPAL, SYSTEM IS GOOD AND CUSTOMER SERVICE ALWAYS FIXES ISSUES OR JUST HELPS GETTING THINGS RIGHT Reviewed on: 7th July 2026

Easy and efficient way to pay online

Easy and efficient way to pay online Reviewed on: 7th July 2026

Simple and easy to use.

Simple and easy to use. The app is also easy and uncomplicated. Reviewed on: 7th July 2026

Easy transactions kept fully updated on payments due...

Easy transactions kept fully updated on payments due or any changes on PayPal. Very good service for those little extras or surprises that may crop up Reviewed on: 7th July 2026

Great for spreading the cost of larger purchases

I’ve been using PayPal Credit for a while now and really appreciate the 4 months of 0% interest on purchases over £99. It’s incredibly easy to manage directly through my existing PayPal account, and it has made budgeting for larger, necessary expenses much more manageable. Reviewed on: 7th July 2026

Hassle free you don’t have to think about going thro...

Hassle free you don’t have to think about going through all credit checks and the credit is there if you need the biggest advantage is safety your details are safe where ever you are around the world with the financial worries PayPal got your back in that saying you can spend time with your family and friends without go about your business free and enjoy every day life. Reviewed on: 7th July 2026

Very good

Very good.....Great service, easy to use, great App Reviewed on: 7th July 2026

The app is not user friendly

The app is not user friendly, its hard to find information on payments, balances, why a monthly amount was taken. Reviewed on: 7th July 2026

It’s simple and fast to use.

It’s simple and fast to use. There’s no fuss, no long waits. Just instant clear access Reviewed on: 7th July 2026

I very rarely experience any problems with PayPal wo...

I very rarely experience any problems with PayPal would the times I have the service has been Brian’s and solved my issue very quickly Reviewed on: 7th July 2026

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