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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105163 reviews)

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4.90

Based on 105,163 reviews, last reviewed 12th May 2026

2506400% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Its a great way to build points and get cash rewards! Its a great way to build points and get cash rewards! Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105163)

Reliable, flexible and easy to use

Reliable, flexible and easy to use Reviewed on: 23rd April 2026

Always been happy.

Always been happy. Great to use. Reviewed on: 23rd April 2026

Payment made flexible

The payment flexibility gives me relief. I like the fact the i can buy what I want easily with the terms of payment Reviewed on: 23rd April 2026

Peace of mind with PayPal

Easy to contact PayPal and they resolve any problems quickly Reviewed on: 23rd April 2026

I have never had any issues with PayPal customer ser...

I have never had any issues with PayPal customer service. They reply promptly and have a customer focused team working to ensure a fair outcome for the customer. Reviewed on: 23rd April 2026

Pay with ease in multiple ways with PayPal.

I have never had a problem with PayPal. When I have encountered difficulties with vendors, PayPal ensured that I did not lose out financially. I also appreciate the multiple payment options. This helps me to manage my cash flow and finances. Reviewed on: 23rd April 2026

I like a bit more faith in me.

I like a bit more faith in me. Credit is used fairly paying back everything on time. Otherwise it’s a great help Reviewed on: 23rd April 2026

Perfect sense

Defianately my preferred way to purchase online,different options to pay and excellent service Reviewed on: 23rd April 2026

I feel very safe using it and also offers pay in 3 w...

I feel very safe using it and also offers pay in 3 which is more manageable Reviewed on: 23rd April 2026

Easy to use, great app.

Easy to use, great app. Easy to set up repayments and keep track of your arrangements. Reviewed on: 23rd April 2026

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