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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174284 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174287)

I find PayPal Credit a really good choice of payment...

I find PayPal Credit a really good choice of payment when all else fails Reviewed on: 6th July 2026

Love paypal

PayPal is fantastic, and gives you a real peace of mind. Reviewed on: 6th July 2026

Pay pal credit is absolutely excellent I have never...

Pay pal credit is absolutely excellent I have never had a problem Reviewed on: 6th July 2026

I love PayPal and I frequently use it for everything...

I love PayPal and I frequently use it for everything in life Reviewed on: 6th July 2026

Good and easy

Good easy to deal with along with no worry Reviewed on: 6th July 2026

Always great customer service.

Always great customer service. Helpful and easy to use. Use it for most payment methods for ease. Reviewed on: 6th July 2026

Never had a problem.

Never had a problem. Always fair. Reviewed on: 6th July 2026

PayPal credit review

Pay pal is so easy to use and straight forward. Everything is in one place and protected Reviewed on: 6th July 2026

Valuable indeed.

Valuable indeed. I’ve been using PayPal Credit for a while now, and it’s made managing my purchases so much easier. I like how simple it is to use, especially when I need a little extra flexibility for larger purchases. The account is easy to manage through PayPal, payments are straightforward, and everything is clearly laid out. I’ve also had a good experience with customer service whenever I’ve had questions. As long as you stay on top of your payments, it’s a really helpful and reliable service. Overall, I’m very happy with PayPal Credit and would happily recommend it to others. Reviewed on: 6th July 2026

Easy safe what more pay pal do you need.

Easy safe what more do you need. A company I feel you can trust. Reviewed on: 6th July 2026

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