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PayPal: PayPal Credit reviews

4.90
Based on 105,193 reviews, last reviewed 12th May 2026
2507750% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent customer service when I had previously bee... Excellent customer service when I had previously been hacked. Reviewed on: 12th May 2026
John P's avatar
John P

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105193)

Pay.in three

5
I love the pay in three features and the fact that you can pay.it off early if you wish too. Reviewed on: 23rd April 2026

Easy to use, good customer service and support.

5
Easy to use, good customer service and support. Reviewed on: 23rd April 2026

Good service

5
Excellent service provided by paypal Reviewed on: 23rd April 2026

PayPal credit excellent helps with cost of supplies...

5
PayPal credit excellent helps with cost of supplies for my business and holidays. Also 4 months interest free any low repayments. Reviewed on: 23rd April 2026

Brilliant, really good service.

5
Brilliant, really good service. Would definitely recommend Reviewed on: 23rd April 2026

Pay pal is my go to when ever I buy any goods on lin...

5
Pay pal is my go to when ever I buy any goods on line if they don’t show I can buy through pay pal I don’t buy it. Reviewed on: 23rd April 2026

Nothing to complain about.

5
Nothing to complain about. Just excellent Reviewed on: 23rd April 2026

Very good service and no nonsense.

5
Very good service and no nonsense. Good interest rates. Reviewed on: 23rd April 2026

I’ve had a PayPal account for over 25 years and it’s...

5
I’ve had a PayPal account for over 25 years and it’s been a fantastic way of paying for items and if something’s gone wrong it’s been quite good at mediation and contacting retailers to ascertain where it went wrong and how to get your money back thankfully those issues have not occurred very often over the years and it is seamless and love it Reviewed on: 23rd April 2026

Paypal credit is a great and accessible tool to use.

5
Paypal credit is a great and accessible tool to use. Reviewed on: 23rd April 2026

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