Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

View other PayPal products

4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Seems easy to use.

Seems easy to use. Transferring money is fine. Reviewed on: 7th July 2026

The 4 month interest free on any purchase over £100...

The 4 month interest free on any purchase over £100 is fantastic! I use it regularly! Reviewed on: 7th July 2026

Good for budgeting

Easy to use and very helpful to allow me to spread cost for emergency purchase. Reviewed on: 7th July 2026

It’s the way I feel easy when receiving money or buy...

It’s the way I feel easy when receiving money or buying online wherever I am it’s at the palm of my hand. Such a great service Reviewed on: 7th July 2026

Crisp payments and seamless integration with my bank

Crisp payments and seamless integration with my bank Reviewed on: 7th July 2026

Hassle free

Very easy to use, convenient and fool proof Reviewed on: 7th July 2026

It’s the best way to pay and get paid.

It’s the best way to pay and get paid. buying stuff with one click. Good seller protection and customer protection. And works all around the world . keep it going . Reviewed on: 7th July 2026

Used PayPal for over 20 years, I feel protected when...

Used PayPal for over 20 years, I feel protected when buying on line,any issues customer services team are very helpful they listen and support, I use the pay in 3 loads Reviewed on: 7th July 2026

Safe and secure

Im paypal customer almost 20 years and im very satisfied with service provided, with repayment plan options, and mostly important, it always felt safe and secure. Reviewed on: 7th July 2026

Straight forward and easy process

Straight forward and easy process Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews
Retail Finance
from Close Brothers 3.17 from 12 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub