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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174325 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174345)

Easy and simple to, really quick application with no...

Easy and simple to, really quick application with no fuss Reviewed on: 6th July 2026

Excellent first class easy transactions

So easy to use to send and receive money and pay for purchases, the credit facility with 3 months interest free options and other options suits every need. Would highly recommend PayPal to family and friends. Reviewed on: 6th July 2026

PayPal Credit really helped my family out when I nee...

PayPal Credit really helped my family out when I needed it for essential items for my home. They were quick and safe and extremely reliable. Compared to other credit agencies I really admire their professionalism. Reviewed on: 6th July 2026

PayPal credit user for many many years

Been a PayPal credit user for many many years quick & easy to use esp as so many places accept it. always clear payment information. Reviewed on: 6th July 2026

PayPal Crredit

They are clear and concise about terms and conditions. Any spending is notified straight away, and late payments is notified straight away. I am happy that PayPal credit is accepted by a lot of companies and websites so it makes things a lot easier. Payment process is secure and you won’t feel like you will lose details. Reviewed on: 6th July 2026

Good experiences over all with pay pal safe

Good experiences over all with pay pal safe Reviewed on: 6th July 2026

The whole process was stemless from start to end .

The whole process was stemless from start to end . Money was available to me fairly quickly after being accepted. Reviewed on: 6th July 2026

Easy application

Easy application . The steps are straight forward Reviewed on: 6th July 2026

PayPal always deliver!

PayPal have always delivered a great service and now they've introduced a debit card it's fantastic. I've used them for years. Reviewed on: 6th July 2026

I have had a very good experience with PayPal credit...

I have had a very good experience with PayPal credit, they have allowed me time and been consistently good at reminding me for payments, the app is absolutely brilliant and clear also. Reviewed on: 6th July 2026

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