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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

Used paypal for over 5 years.

Used paypal for over 5 years. Good provider for credit, they communicate well with you Reviewed on: 7th July 2026

Always a smooth transaction process, highly competit...

Always a smooth transaction process, highly competitive rates Reviewed on: 7th July 2026

PayPal way beyond the competition.

No problems using service and good rewards offers. Competitive rates of interest and minimal charges. Reviewed on: 7th July 2026

Very quick access to PayPal and pay in 3 no problems...

Very quick access to PayPal and pay in 3 no problems easy to use Reviewed on: 7th July 2026

Review..

Nothing much to say, easy to spread the cost of purchase. Reviewed on: 7th July 2026

Great service and experience.

Great service and experience. Easy to use. No issues Reviewed on: 7th July 2026

The best of the best

Paypal has been my main source for online transaction as you are guaranteed money back incase of the inevitable fraud Reviewed on: 7th July 2026

Its great help when on a low income

Its great help when on a low income Reviewed on: 7th July 2026

Everything is so easy

Everything is so easy to use and quick Reviewed on: 7th July 2026

Helpful and supportive.

Helpful and supportive. Especially when problem with product Reviewed on: 7th July 2026

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