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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174527 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174540)

I’m always using PayPal for me it’s great when I nee...

I’m always using PayPal for me it’s great when I need money Reviewed on: 6th July 2026

Very good

Very good experience with payments and it's truly important for choosing it Reviewed on: 6th July 2026

I borrowed money and was able to pay it back in mana...

I borrowed money and was able to pay it back in manageable instalments. PayPal always reminded me when payments were due beforehand which help me manage my finances. Reviewed on: 6th July 2026

I'm so glad I have paypal, they have helped me with...

I'm so glad I have paypal, they have helped me with a few financial difficulties, getting money back from flights, and are currently helping me with someone who has tried to scam me on Facebook. If I hadn't rung paypal, I would never of known that the company in question, had also put me on a subscription, which I did not know about. Thank you paypal. Reviewed on: 6th July 2026

Paypal Credit - Good for short term Payments

Paypal credit is great for flexible payments when you don't have the money but their high interest rates are the downside if you're choosing a longer repayment period Reviewed on: 6th July 2026

Good value

Great option to have . When you meed a breather in p paying Reviewed on: 6th July 2026

Excellent quick and easy to use PayPal with the 4 mo...

Excellent quick and easy to use PayPal with the 4 months interest free for items over £99 Reviewed on: 6th July 2026

Easy and simple with good customer service, helped m...

Easy and simple with good customer service, helped me to buy my gaming pc. Reviewed on: 6th July 2026

Rock solid reliability

I have been using PayPal for many years and always trust it to work. It’s safe and reliable. Reviewed on: 6th July 2026

LoveeeeLove it and PayPal it’s lovely

Love it and PayPal it’s lovely and staff are so friendly and nice Reviewed on: 6th July 2026

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