Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 105,232 reviews, last reviewed 12th May 2026
2509600% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been using PayPal for many years now and am v... I have been using PayPal for many years now and am very happy I chose this method, it is fast, efficient and so convenient especially the pay in three... Read more Reviewed on: 12th May 2026
Sadia M's avatar
Sadia M

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105232)

brilliant !

5
brilliant !!!!! highly recommended Reviewed on: 23rd April 2026

Happy Customer!

5
Very positive experiences using PayPal - no issues! Easy and convenient. Reviewed on: 23rd April 2026

highly recommend because I no my purchase and my mon...

5
highly recommend because I no my purchase and my money is safe Reviewed on: 23rd April 2026

Use all the time and Never had a problem

5
Use all the time and Never had a problem Reviewed on: 23rd April 2026

Great assistance

4
Paypal has always been handy for a back up when finances are low and it's a while away until next pay day and whenever I've had any issues with retailers they have always gone above and beyond to assist Reviewed on: 23rd April 2026

PayPal customer service are the best!!

5
Ever since I have a PayPal account, it has been very easy to make payments and sometimes when I don’t recognise some transaction or the seller has refused to refund back my money, all I do is contact PayPal and they always help me out, their customer service is great . Reviewed on: 23rd April 2026

I have found it to be customer friendly and convenient.

5
I have found it to be customer friendly and convenient. Great communication and efficient. The whole process is easy and convenient Reviewed on: 23rd April 2026

PayPal credit is great I would recommend it to anyone.

5
PayPal credit is great I would recommend it to anyone. It is so easy to set up and use. You can pay back as little as you like minimum payment is £5 Reviewed on: 23rd April 2026

Excellent in every way.

5
When I’ve needed customer services they have solved my problems so quickly and very friendly too. It’s all just so easy to pay for things and to pay off at end of month, best credit card I’ve ever had. Excellent. Reviewed on: 23rd April 2026

Excellent service

5
Love to be there for sending .secure ur money Reviewed on: 23rd April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49850 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products