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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (174677 reviews)

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4.73

Based on 174,092 reviews, last reviewed 9th Jul 2026

1375% increase in 5 star reviews

in the past 90 days

1263% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

"I highly recommend PayPal Credit for anyone looking... "I highly recommend PayPal Credit for anyone looking for a flexible way to finance online shopping. The biggest advantage is the 0% interest offer for... Read more Reviewed on: 9th July 2026

Latest lowest rating:

2

The card keeps being rejected and I lose out on my p... The card keeps being rejected and I lose out on my points and it's embarrassing when it's declined Reviewed on: 9th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (174725)

Service is fast, any issues are sorted even faster

Service is fast, any issues are sorted even faster Reviewed on: 6th July 2026

Very professional .

Very professional .got to where I needed but like life ..there is always small spaces for improvement .I think it's a great service .one you can trust and Covered by .it's easy to navigate .and I personally have peace of mind when I have used PayPal .it's a security blanket .I would not hesitate to recommend pay pal to anyone as I do believe they have the individuals interests at heart .and do stride to offer a really good service but take on board what people put forward for improvements that can be made .use it ..and you will see how easy it is and secure Reviewed on: 6th July 2026

Bought a new e-bike!

Made a purchase,easily done. Informative information on how the debt was being paid and interest charges. Reviewed on: 6th July 2026

Good service

I have barely used PayPal credit but what I have used was amazing. Especially the app is so easy to use. Reviewed on: 6th July 2026

Your Pal ...PayPal.

Used PayPal credit a few times ..helps you to purchase things that maybe you couldn't afford out right with affordable payments and still be able to pay your bills Reviewed on: 6th July 2026

Brilliant, I try to use PayPal to pay for things whe...

Brilliant, I try to use PayPal to pay for things where possible Reviewed on: 6th July 2026

PayPal is easy to use and I can choose from a pay i...

PayPal is easy to use and I can choose from a pay in 3 months plan (by 3 monrhly amounts) or use Paypal credit. It suits my needs as there is no interest ro pay if you manage your payments. The one feature is that they send reminders so are clearly interested in not putting me in debt and making money off interest charges. The fact that I have used them since 2001 and they have never let me down. Reviewed on: 6th July 2026

trustworthy

fast and trustworthy. Easy to set up a direct debit and check balance Reviewed on: 6th July 2026

Excellent service and good rates.

Excellent service and good rates. Very easy to use.. Reviewed on: 6th July 2026

Its easy and fast to paying.

Its easy and fast to paying. Never gone disappointed Reviewed on: 6th July 2026

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