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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105267 reviews)

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4.90

Based on 105,267 reviews, last reviewed 12th May 2026

2511350% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

They have been extremely helpful when there have bee... They have been extremely helpful when there have been issues with payments and disputes, so I’m very grateful for that Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105267)

Been using PayPal for years, whenever there has been...

Been using PayPal for years, whenever there has been a problem they are always by my side Reviewed on: 23rd April 2026

PayPal Reviews

Excellent service provided and customer care Reviewed on: 23rd April 2026

PayPal are a brilliant company to use and be with

PayPal are brilliant ; their services are fast, reliable and effective with a speedy and easy customer service process Reviewed on: 23rd April 2026

Brilliant safe way to pay, convenient and easy to use.

Brilliant safe way to pay, convenient and easy to use. Reviewed on: 23rd April 2026

Always been happy with PayPal and they have always b...

Always been happy with PayPal and they have always been very helpful Reviewed on: 23rd April 2026

PayPal is always there to offer flexible ways...

PayPal is always there to offer quick flexible ways to help spread the load in these difficult Financial Times. Never any issue with refunds PayPal is always on you side. New and evolving ways to assist with payments. Reviewed on: 23rd April 2026

Best way to pay feels more convenient when I pay thr...

Best way to pay feels more convenient when I pay through PayPal Reviewed on: 23rd April 2026

Always there when needed

Always easy to use, very reliable Reviewed on: 23rd April 2026

PayPal Credit very useful for online purchases

PayPal Credit is an excellent tool for getting credit for many online purchases. I have used it many times when I have been a bit short of cash to purchase something I really wanted, but didn’t have cash for at the time of purchase.I just paid my balance off the following month to avoid any interest charges. Reviewed on: 23rd April 2026

Spot on app and my trusted way to pay

Spot on app and my trusted way to pay Reviewed on: 23rd April 2026

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