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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181154 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181154)

PayPal is great and convenient way to shop

PayPal is great for me as a single parent to spread my spending costs without getting charged extra on interest i use it regular on pay in 3 especially around Christmas, thank you PayPal Reviewed on: 7th July 2026

The dash board is a little confusing, could do with...

The dash board is a little confusing, could do with improvement. Reviewed on: 7th July 2026

Convenient, quick, safe with easy payment options

Convenient, quick, safe with easy payment options Reviewed on: 7th July 2026

I find it easy to use and you get a lot of good poin...

I find it easy to use and you get a lot of good points and results. Reviewed on: 7th July 2026

Reliable & easy to use app

Used PayPal on numerous occasions to pay for I items I have purchased. I have never had any problems with this payment source, it has always been very quick and trouble free. Reviewed on: 7th July 2026

A professional and helpful service.

I have used PayPal many times over the years, mostly as a payment method but also for short term credit and currently for a purchase deal with Samsung. I have always found their service to be simple and efficient. They are particularly good at keeping me informed of payment dates and progress. Overall a professional and helpful service. Reviewed on: 7th July 2026

I have been with PayPal for many years and have expe...

I have been with PayPal for many years and have experienced no issues. The app is amazing and easy to navigate. Its reliability and consistency has been beautiful. I do not have a bad word to say about PayPal. It is prompt , effectibr and straightforward. Reviewed on: 7th July 2026

Great service

PauPal consistently proves to be a reliable and user-friendly platform, and I am confident in its security measures. I would definitely recommend to friends and family. Reviewed on: 7th July 2026

PayPal customer

I have always had a good experience Reviewed on: 7th July 2026

Excellent service and very happy to recommend.

Excellent service and very happy to recommend.Easy to set up and efficient in keep you updated. Reviewed on: 7th July 2026

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