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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105305 reviews)

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4.90

Based on 105,305 reviews, last reviewed 12th May 2026

2513150% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

PayPal is a reliable and trustworthy site that I use... PayPal is a reliable and trustworthy site that I use all the time Reviewed on: 12th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105305)

Furniture and Hols with PayPal credit!

Moved into house with no money and no furniture. Was able to but my and spread payments and still have holidays, using the pay in 4 months service. Phew! Reviewed on: 23rd April 2026

GREAT service especially interest free credit

GREAT service especially interest free credit Reviewed on: 23rd April 2026

Easy to use services are fantastic

Easy to use services are fantastic Reviewed on: 23rd April 2026

I have always found paypal as best finance bank, mor...

I have always found paypal as best finance bank, moreover, their customer service is amazing Reviewed on: 23rd April 2026

Brilliant and the best.

Brilliant and the best. Everything fast and simple Reviewed on: 23rd April 2026

Good service and repayment management

Customer service can be difficult due to the automated bot only having set responses but credit wise and managing payment amounts is good. What could improve the service is being able to designate manually which transactions the repayments are allocated to Reviewed on: 23rd April 2026

Great service and would recommend

Great service and would recommend Reviewed on: 23rd April 2026

Happy all the time and never had a problem

Happy all the time and never had a problem Reviewed on: 23rd April 2026

I find PayPal really good to use.

I find PayPal really good to use. It’s helpful having the option of PayPal Credit or Pay in 3, which has come in handy. I have had a problem once or twice where, when I was buying something, it redirected me and took payment straight from my bank card instead of giving me the PayPal options. Other than that, it’s been great. Reviewed on: 23rd April 2026

Easy to you

Easy to you, straight forward and no hidden deductions or charges. Reviewed on: 23rd April 2026

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