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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,154 reviews, last reviewed 29th Sep 2026

65% decrease in 5 star reviews

in the past 90 days

53% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Best Customer service Best Customer service, and great value. Reviewed on: 29th September 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Easy to use, easy to pay and find balance information.

Easy to use, easy to pay and find balance information. Lots of reminders about payments, very clear Reviewed on: 7th July 2026

It has made buying everything easy press the PayPal...

It has made buying everything easy press the PayPal and no filling in bank details it's all set up Reviewed on: 7th July 2026

Great credit option.

Great credit option. Easy to use with a number of stores online. Reviewed on: 7th July 2026

A good help when I needed.

A good help when I needed and will use again in future. Recommend it to everyone going through some financial needs. Reviewed on: 7th July 2026

Safe and easy to use.

Safe and easy to use. Very convenient for larger purchases with 0% interest offer. Reviewed on: 7th July 2026

The PayPal credit of 0% for 4 months over £100 is ex...

The PayPal credit of 0% for 4 months over £100 is extremely helpful Reviewed on: 7th July 2026

Easy to use , reliable and fast .

Easy to use , reliable and fast . Simple banking with great customer service Reviewed on: 7th July 2026

A very handy form of credit

A very handy form of credit for any purchase. I have used it many times. Reviewed on: 7th July 2026

Quick easy and with a good customer service

Quick easy and with a good customer service Reviewed on: 7th July 2026

Pretty easy to use and straightforward services.

Pretty easy to use and straightforward services. Reviewed on: 7th July 2026

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