Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great service all round

Great service all round, easy to make payments and refunds are done quickly Reviewed on: 7th July 2026

The only way to pay

Great way to pay, convenient , safe, quick and easy Reviewed on: 7th July 2026

Easy to use and a good service.

Easy to use and a good service. PayPal are always easy to contact and get support Reviewed on: 7th July 2026

Seamless and professional

it is seamless and professional. I never had any issue with them. Would use them whenever required. Reviewed on: 7th July 2026

PayPal is the best.

Very good to use PayPal to buy anything you want intrest free Reviewed on: 7th July 2026

I can buy things with ease with PayPal Credit.

I can buy things with ease with PayPal Credit. Reviewed on: 7th July 2026

It makes paying so much easier.

It makes paying so much easier. 0% for 4 months is very handy Reviewed on: 7th July 2026

Very User Friendly

The app is easy to use and understand and I like the added protection when using it for online shopping. Reviewed on: 7th July 2026

Very efficient useful service always helpful.

Very efficient useful service always helpful. Reviewed on: 7th July 2026

Very easy to use and very secure

Very easy to use and very secure Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from PayPal 4.72 from 3854 reviews
Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Very Pay
from Shop Direct 3.66 from 29 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub