Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 105,431 reviews, last reviewed 12th May 2026
2519150% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Using PayPal is more secure and makes me feel protec... Using PayPal is more secure and makes me feel protected when paying Paypals pay in 3 is a good option to be able to purchase items and have the cost s... Read more Reviewed on: 12th May 2026
Joanne C's avatar
Joanne C

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105431)

Easy to navigate.

5
Easy to navigate. Top notch customer service. Reviewed on: 24th April 2026

RegPayPal credit

5
Regularly use PayPal credit quick and easy Reviewed on: 24th April 2026

They respond quickly and help.

5
They respond quickly and help. I am happy with your company Reviewed on: 24th April 2026

Very good and easy to use.

5
Very good and easy to use. User friendly. Reviewed on: 24th April 2026

Good service.

5
Good service. Always happy to pay with confidence. Always exclant customer service. I am using PayPal long time. Thanks Reviewed on: 24th April 2026

Really easy to use.

5
Really easy to use. Great for payments and getting points Reviewed on: 24th April 2026

Always positive experience.

5
Always positive experience. Paypal credit easy to use, payment protection really good and safe. Reviewed on: 24th April 2026

PayPal are very trust worthy and reliable service.

1
PayPal are very trust worthy and reliable service. You can always depend on them. Reviewed on: 24th April 2026

perfect!

5
perfect! my favourite way to pay for any service. Reviewed on: 24th April 2026

Good money pay and transfer very easy pay

5
Good money pay and transfer very easy pay Reviewed on: 24th April 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.93 from 49944 reviews
    PayPal
  • Payments

    from PayPal 4.91 from 3712 reviews
    PayPal
  • Credit card

    from PayPal 4.90 from 82 reviews
    PayPal
    View all products