Paid advertisement
Smart Money People Logo
Newsletter

PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175314)

Although credit is helpful their Custtomer service s...

1
Although credit is helpful their Custtomer service skills are poor and they don’t help buyers when you use PayPal to buy online! I received the wrong item and I had to send the items back to a different country out of my own pocket for the sellers mistake as PayPal don’t deal with return costs!!! Shocking!!! Reviewed on: 6th July 2026

Great customer support

5
Great customer support and value for mkney Reviewed on: 6th July 2026

Great Service !

5
For me PayPal gave me financial freedom and it has made a difference in my day to day life .Its easy .to use , customer service is allways on point and never had issues with them ! Reviewed on: 6th July 2026

Quite secure to use online shopping/transaction

5
Quite secure to use online shopping/transaction Reviewed on: 6th July 2026

PayPal gives me flexibility and no interest charged

5
PayPal gives me flexibility and no interest charged Reviewed on: 6th July 2026

Be smart shop safe.

5
PayPal offers a safe secure way for Internet transactions which is great for someone like me.who likes to shop online, but is 70 and not very tech savvy. Reviewed on: 6th July 2026

Does what I needs but not great.

3
Does what I needs but not great. Reviewed on: 6th July 2026

No problems using its recognised everywhere I shop.

5
No problems using its recognised everywhere I shop. Reviewed on: 6th July 2026

I think the options for buying such as pay in 3 etc...

3
I think the options for buying such as pay in 3 etc are great however I do not like how there is still no security when a fund has come out without consent. PayPal does not cancel or help. Reviewed on: 6th July 2026

Simple to use, excellent communication

5
Simple to use, excellent communication Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • Pay in 3

    from PayPal 4.76 from 97181 reviews
    PayPal
  • Payments

    from PayPal 4.71 from 3844 reviews
    PayPal
  • Credit card

    from PayPal 4.70 from 121 reviews
    PayPal
    View all products