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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175439)

When ever I have needed something

5
When ever I have needed to buy something it’s been reassuring to know that I have PayPal credit to use. I’m a single mum of two working full time and can sometimes struggle to spoil my children this gives me the option Reviewed on: 6th July 2026

PayPal Credit Excellent

5
No problem with PayPal Credit all went smoothly and PayPal were very good so no complaints whatsoever, would use again. Reviewed on: 6th July 2026

Fab used pay pal and pay pal credit for years...

5
Fab used pay pal and pay pal credit for years Reviewed on: 6th July 2026

Paypal is very convenient to use and simple, just a...

5
Paypal is very convenient to use and simple, just a couple of clicks and verification and shopping is paid for. The various ways to pay makes life easier and more flexible too. Reviewed on: 6th July 2026

Easy to use.

5
Easy to use. You have access to all the information needed to enable you make an informed decision for different payments types Reviewed on: 6th July 2026

Easy to use with great offers.

5
Easy to use with great offers. Even though I am not a. Very tech person I found it very easy to do payments and transfers through PayPal. Reviewed on: 6th July 2026

Been with PayPal for many years, it’s always been my...

5
Been with PayPal for many years, it’s always been my safe and secure place to spend online. Always use it when buying.. just peace of mind Reviewed on: 6th July 2026

........

5
Excellent service I'm happy with PayPal Reviewed on: 6th July 2026

Love the choice of paying by PayPal.

5
Love the choice of paying by PayPal. I can afford things I would not ordinarily be able to buy. This enriches my life greatly Reviewed on: 6th July 2026

Range of payment methods

5
There are many places that accept PayPal and PayPal credit. This make it easier to buy with time to spread costs over a few months. I feel safe when undertaking transactions with PayPal. Frequently using pay in 3, credit or straight purchase. Reviewed on: 6th July 2026

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