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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

PapPal just works so easy to use

PapPal just works so easy to use and delivers a service that is just relevant to what I need. Thank you Reviewed on: 7th July 2026

Didn’t contact me put a bad mark against my credit...

Didn’t contact me put a bad mark against my credit Reviewed on: 7th July 2026

Every time I need to pay online and PayPal is availa...

Every time I need to pay online and PayPal is available, I use it. Reviewed on: 7th July 2026

Mrs sandra

This is a great way to buy things over time Reviewed on: 7th July 2026

I’ve used PayPal for years , I feel safe and reassur...

I’ve used PayPal for years , I feel safe and reassured , I only use sites that I can pay through PayPal , I also use the pay in three option on bigger purchases to spread the cost out , I recommend them all the time Reviewed on: 7th July 2026

It’s perfect for me.

It’s perfect for me. No issues. Helps till I get paid. Reviewed on: 7th July 2026

It is a frictionless customer experience, what I rea...

It is a frictionless customer experience, what I really need is cards and options to transact seamlessly with crypto as well Reviewed on: 7th July 2026

I haven't needed customer service so can't rate.

I haven't needed customer service so can't rate. The interest free credit is a nice way of breaking purchases down over a few months. Reviewed on: 7th July 2026

PayPal is great.

PayPal is great. I now use it for nearly all big transactions Reviewed on: 7th July 2026

Good experience, all works well.

Good experience, all works well. Helped out where needed. Reviewed on: 7th July 2026

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