Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

View other PayPal products

4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Made a phone call probably solved quickly and smoothly

Made a phone call probably solved quickly and smoothly Reviewed on: 7th July 2026

Love the digital card!

Convenient and transparent transactions, made very easy via the PayPal app, I also really apt the digital card being made available recently, this has really improved experience of using PayPal for small to medium purchases. Reviewed on: 7th July 2026

No issues, works when needed, haven’t needed to cont...

No issues, works when needed, haven’t needed to contact customer support as any problem can be sorted in the app Reviewed on: 7th July 2026

Great provider

Been using PayPal for years now, never once had any issues Reviewed on: 7th July 2026

Your online purchases are protected by paypal

Your online purchases are protected by paypal Reviewed on: 7th July 2026

Very useful when in need

Very useful when in need .If you need it you can count on PayPal credit Reviewed on: 7th July 2026

I feel safe with PayPal

I have PayPal credit which I use for purchases over £100 the 4 months interest free is a great incentive. I also use PayPal for smaller purchases as I feel safe using it. Reviewed on: 7th July 2026

I am very happy with the PayPal app so easy to use .

I am very happy with the PayPal app so easy to use ..The pay in 4 months helps you to make purchases with ease..I use PayPal to make purchases for goods ..,Great service. Reviewed on: 7th July 2026

Safe and Easy affordable credit.

Easy affordable credit. The help desk are friendly and efficient. They have assisted me with a issue that I thought was unreasonable. Reviewed on: 7th July 2026

Easy to use App, pay in 3 is always handy.

Easy to use App, pay in 3 is always handy. Lots of retailers allow for PayPal payments. The credit facility is good value compared to normal credit cards. Reviewed on: 7th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Very Pay
from Shop Direct 3.66 from 29 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail finance
from Novuna Personal Finance 4.72 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101312 reviews
Payments
from PayPal 4.72 from 3854 reviews
Credit card
from PayPal 4.66 from 126 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub