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PayPal: PayPal Credit reviews

4.90
Based on 105,474 reviews, last reviewed 13th May 2026
2521050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

No nonsense, flexible, easy to deal with and just wo... No nonsense, flexible, easy to deal with and just works. Reviewed on: 13th May 2026
James F's avatar
James F

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (105474)

good service with interest free options

5
good service with interest free options Reviewed on: 24th April 2026

Safer way to pay.

5
Safer way to pay. Great customer services. Reviewed on: 24th April 2026

It's an excellent service and everyone is very kind...

5
It's an excellent service and everyone is very kind when you need help. Reviewed on: 24th April 2026

A Trustworthy Company

5
I feel safe carrying out transactions through PayPal, I have used PayPal for a long time now and find it a very good tool to have, the fact I can spread my purchases out over different periods makes life a lot easier A Trust worthy Reviewed on: 24th April 2026

Pay Pal Number 1 online payment service

5
I have used PayPal for over 20 years since I started shopping on eBay it’s my 1st choice for online buying Reviewed on: 24th April 2026

Good credit offer.

5
Good credit offer. Always the best Reviewed on: 24th April 2026

Smartest

5
Very good to use very smart. Can do better for example asking for increase credit Reviewed on: 24th April 2026

Great PayPal

5
Good customer service and great way to pay over time Reviewed on: 24th April 2026

Safe & Secure!

5
Easy to use, easy to get issues resolved and most importantly, it’s the safest way to buy using PayPal! Reviewed on: 24th April 2026

PayPal experience

5
I always used PayPal for my online transactions for security and pace of mind. Reviewed on: 24th April 2026

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