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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Paypal provides options!

Paypal provides options! When payday isn't quite there, and I need something immediately paypal provides quick, easy options to spread payments and the payments are paid by direct debit. And no interest!! Reviewed on: 7th July 2026

Reliable and safe credit providers, never goes wrong...

Reliable and safe credit providers, never goes wrong with me , thanks Reviewed on: 7th July 2026

It's so convenient,just going on app press pay and d...

It's so convenient,just going on app press pay and done,I feel safe using it to which these days is very high on my list Reviewed on: 7th July 2026

Straight forward to use and a great app

Straight forward to use and a great app Reviewed on: 7th July 2026

PayPal seems to protect the sellers better than the...

PayPal seems to protect the sellers better than the buyers Reviewed on: 7th July 2026

PayPal is a secure way to purchase online and now in...

PayPal is a secure way to purchase online and now in-store. I feel safe knowing that should anything be wrong with my purchase I am covered by PayPal. Reviewed on: 7th July 2026

The 0% interest offer is very good, and the 4 months...

The 0% interest offer is very good, and the 4 months 0% free on payments is amazing. Easy to use and understand and easier to transfer money to the account. Reviewed on: 7th July 2026

Handy back up

Provides an emergency source of cash, and it is easy to use. Reviewed on: 7th July 2026

Extremely easy to use and very convenient.

Extremely easy to use and very convenient. Reviewed on: 7th July 2026

PayPal gives you peace of mind.

Have been using PayPal for some years now and they have been great. There are a few ways to pay and when I have had a problem they have sorted it for me. Great peace of mind by using PayPal. Reviewed on: 7th July 2026

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