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PayPal: PayPal Credit reviews

4.73
Based on 174,829 reviews, last reviewed 10th Jul 2026
1347% increase in 5 star reviews
in the past 90 days
1212% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Ease of use All seemed to go through easily without too much hassle. Reviewed on: 10th July 2026
Daniel P's avatar
Daniel P

Latest lowest rating:

2

I working with paypal between 5 or 6 years , when is... I working with paypal between 5 or 6 years , when is something wrong paypal don't help me , why i used , have another credit company the process is mo... Read more Reviewed on: 10th July 2026
marcio 's avatar
marcio

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (175655)

when i have used them they have had great customer s...

5
when i have used them they have had great customer service Reviewed on: 6th July 2026

Versatile Credit

4
Often times I've needed to spread the cost of personal and business purchases between accounts, and Paypal Credit is a versatile, safe and reliable method of covering payments. The pay in 3 instalments facility takes the sting out of bigger purchases, and the general minimum monthly payment are very reasonable. Reviewed on: 6th July 2026

PayPal are so trusted it’s a no brainier using them...

5
PayPal are so trusted it’s a no brainier using them Reviewed on: 6th July 2026

Transparency is key and honesty also.

5
Transparency is key and honesty also. I feel confident PayPal will look after me, and not let me get in too deep. Reviewed on: 6th July 2026

Pay pals always been useful and top rated for me hel...

5
Pay pals always been useful and top rated for me helping spread costs when I can’t afford things straight out Reviewed on: 6th July 2026

23 years of 5 star faultless service.

5
Paypal is my go to I use it for everything so I know I. Safe their customer service second to none always receive 5 star service every time I have been a customer for over 23 years now and can honestly say I have never had a bad experience.i would highly recommend them to everyone without doubt. Reviewed on: 6th July 2026

Fast, Secure, and Reliable, PayPal Delivers Every Time

5
PayPal makes sending and receiving payments incredibly simple and fast, with a secure platform I trust for both personal and business transactions. Their buyer/seller protection and easy dispute resolution give me real peace of mind with every purchase. Reviewed on: 6th July 2026

I use PayPal for everything it’s my number one trust...

5
I use PayPal for everything it’s my number one trusted website for money Reviewed on: 6th July 2026

Yes fantastic everything going good

4
Yes fantastic everything going good Reviewed on: 6th July 2026

Easy Process

5
Simple process and flexible terms Reviewed on: 6th July 2026

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