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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Great customer service and reliable

Great customer service and reliable Reviewed on: 7th July 2026

No worries

Never had a problem using paypal for buying or selling on ebay Reviewed on: 7th July 2026

Good way to borrow

They really helped me out when I was in a bind Reviewed on: 7th July 2026

Excellent service

Excellent service, the whole process is quick and easy to understand, everything is done quickly and smoothly and without hitch. Would recommend using PayPal to anyone looking. Reviewed on: 7th July 2026

PayPal is my bestie

I’ve always used PayPal as it is safe and really easy to use, for big purchases I can chip off when I can and having the ability to use it when I need it is brilliant. The app is really easy to understand and navigate for your needs. Reviewed on: 7th July 2026

Super Pal if you need to pay or transfer money

In general PayPal works for me very well especially the pay in 3 which gives me more flexibility when purchasing items where I might not be able to take advantage of offers if pay in 3 wasn’t available Reviewed on: 7th July 2026

I have used PayPal on multiple occasions, for my per...

I have used PayPal on multiple occasions, for my personal use but also for my business. It’s been great, effortless and so easy to use. Reviewed on: 7th July 2026

I love using PayPal credit to spread payments intere...

I love using PayPal credit to spread payments interest free over 4 months. It really helps with larger purchases while keeping payment amounts flexible. Reviewed on: 7th July 2026

Extra security when making purchases With paypal

Extra security when making purchases With paypal Reviewed on: 7th July 2026

Always reliable

I have been using PayPal for many many years, not only PayPal credit but to send and receive money to friends and family and others when making transactions. It comes with some protection to avoid scams and if you need to raise any disputes these are always dealt with professionally and within a timely manner. Reviewed on: 7th July 2026

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