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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105491 reviews)

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4.90

Based on 105,491 reviews, last reviewed 13th May 2026

2521800% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

4

Zero interest and friendly customer services. The customer services are friendly and patient. First time I rung I did not really understand the explanations but still I was very impress that the c... Read more Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105491)

Fabulous EExcellenty Amazing only draw back is no vi...

Fabulous EExcellenty Amazing only draw back is no virtual card Reviewed on: 24th April 2026

Have fun AND be sensible? Like a grown up?

This format allows for sensible decisions to be made about managing purchases, whether out of the blue travel choices or planned household necessities that if purchased in full might annoy the bank manager! Lol x Reviewed on: 24th April 2026

Great experience.

Using PayPal is a smooth and seamless experience. Also great and accessible financing options if you need them. Reviewed on: 24th April 2026

professional

The customer service team are very professional in their approach and ready to resolve any issues raised Reviewed on: 24th April 2026

Great customer service.

Great customer service. Good rates of interest. Plenty of interest free deals. Pay in three etc. Reviewed on: 24th April 2026

Easy to use service.

Easy to use service. Had no problems an easy to access at most checkouts. Reviewed on: 24th April 2026

Helpful service

Been very helpful when needed easy to use there if you need it used many times. Reviewed on: 24th April 2026

Amazing and simple interface, highly recommended.

Amazing and simple interface, highly recommended. Reviewed on: 24th April 2026

Love the ease of use and pay in 3 system!

Love the ease of use and pay in 3 system!!! Reviewed on: 24th April 2026

PayPal credit is easy to use with great perks!

PayPal credit is easy to use with great perks! It allows me to purchase items and holidays with a 4 month window to pay! Thank you! Reviewed on: 24th April 2026

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