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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (105495 reviews)

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4.90

Based on 105,495 reviews, last reviewed 13th May 2026

2522000% increase in 5 star reviews

in the past 90 days

7400% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Great experience never had any issues Great experience never had any issues Reviewed on: 13th May 2026

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105495)

Very convenient to use, good interest-free options,...

Very convenient to use, good interest-free options, virtual & physical credit card available Reviewed on: 24th April 2026

Never disappointed.

Never disappointed. The best option I know. Never had any problems, completely professional. The best on the market. I highly recommend them. Reviewed on: 24th April 2026

PayPal is easy and safe to use, always my preferred...

PayPal is easy and safe to use, always my preferred method of payment, especially buying from a company for the first time Reviewed on: 24th April 2026

Paypal credit is a good addition to pay pal and handy.

Paypal credit is a good addition to pay pal and handy. When you get short to awards.the end of the month. Highly recommended. Reviewed on: 24th April 2026

Cost of living

Being able to easily spread costs in this current financial climate is essential and PayPal makes this easy. Reviewed on: 24th April 2026

Really life saver when in need and very easy to...

Really life saver when in need and very easy to access Reviewed on: 24th April 2026

Recent dispute with a company PayPal sorted a refund...

Recent dispute with a company PayPal sorted a refund swiftly Reviewed on: 24th April 2026

I’ve had a good experience using the PayPal app over...

I’ve had a good experience using the PayPal app overall. It’s convenient for sending and receiving money, checking transactions, and managing payments in one place. The interface is generally easy to navigate, and I like how quickly I can make payments or transfer funds when needed. Security features also give some peace of mind. There can be occasional delays or minor glitches, and some features could be a bit more streamlined, but overall it’s a reliable app for everyday use and online payments. A solid option if you want a trusted payment platform. Reviewed on: 24th April 2026

Fantastic

You know exactly where you are easy to keep track Reviewed on: 24th April 2026

Pay in 3 is so easy to use and takes the strain out...

Pay in 3 is so easy to use and takes the strain out of those emergency purchase needs. Reviewed on: 24th April 2026

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