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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

easy to use with purchase

easy to use with purchase and keeping on track with app Reviewed on: 7th July 2026

I have had PayPal credit for a few years, very easy...

I have had PayPal credit for a few years, very easy to use and convenient Reviewed on: 7th July 2026

Julie At Connor

Excellent service no hassle never had a problem Reviewed on: 7th July 2026

I ues pay pal credit all the time its easy and safe...

I ues pay pal credit all the time its easy and safe and just use direct debit to pau it back Reviewed on: 7th July 2026

An easy paying service to use.

An easy paying service to use. A good variety of payment methods. its my go to, way to pay. Reviewed on: 7th July 2026

I have a very good experience with PayPal so far.

I have a very good experience with PayPal so far.I will definitely recommend it. Reviewed on: 7th July 2026

Quick and easy payment.

Quick and easy payment. So convenient and so quick! Reviewed on: 7th July 2026

Easy of use

Ease of use and pay in 3 very good Reviewed on: 7th July 2026

Easy to use, great for fast checkout and simple app...

Easy to use, great for fast checkout and simple app payments. Reviewed on: 7th July 2026

Very easy to use, clear and user friendly.

Very easy to use, clear and user friendly. Reviewed on: 7th July 2026

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