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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175919 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175924)

Could only have dreamed of having some of the items...

Could only have dreamed of having some of the items I’ve bought had it not been for PayPal making them a reality, easy affordable payments with no hidden charges a definite emphasis on Pal Reviewed on: 6th July 2026

Great customer servicePaypal credit

Great customer service also 4 months to pay before any interest is applied. Reviewed on: 6th July 2026

Its easy to apply,

Its easy to apply, although the original balance was low, once proven you soon get an increase, the new point system makes getting money back better than main street branches.. setting up direct debit is simple. Reviewed on: 6th July 2026

Easy to use app.

Easy to use app. No quibble. Customer friendly. Reviewed on: 6th July 2026

PayPal Credit is the best

Review title: Great experience with PayPal Credit Review: I’ve had a really great experience using PayPal Credit. It has been simple, convenient, and easy to manage through my PayPal account. I like that the payment information is clear and straightforward, and it gives me flexibility when making purchases. Overall, PayPal Credit has been reliable, useful, and stress-free, and I would happily recommend it to others. Reviewed on: 6th July 2026

Always find PayPal convenient and secure.

Always find PayPal convenient and secure. Reviewed on: 6th July 2026

Easy to use, good service.

Easy to use, good service. I’ve used pay pal for 12-13+ years. Reviewed on: 6th July 2026

Easy to use and make payments to pay back

Easy to use and make payments to pay back Reviewed on: 6th July 2026

A great service

The service is super easy to set up and convenient to use. Utilising the app is always helpful and the whole process is intuitive. Reviewed on: 6th July 2026

Excellent support

After using paypal for paying for the item they send you a monthly statement and you can track your payments you pay and pay the minimun and spread the cost. Reviewed on: 6th July 2026

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