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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,501 reviews, last reviewed 13th May 2026
2522200% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is easy, practical, and secure to use. PayPal is easy, practical, and secure to use. Reviewed on: 13th May 2026
Vinicio R's avatar
Vinicio R

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105501)

Excellent

5
Excellent for credit if buying a large cost item Reviewed on: 24th April 2026
Donald M's avatar
Donald M

Super easy to spread the cost of expensive items and...

5
Super easy to spread the cost of expensive items and manage your monthly expenditure.Without paypal ive got to admit i would have had to save the funds before making a purchase, paypal has given me the ability to get the items.i need, when I need them. Reviewed on: 24th April 2026
Ian B's avatar
Ian B

Pay in 4 is extremely useful.

5
Pay in 4 is extremely useful. Only complaint is the amount of time payments take to show up in thr account, sometimes its several days. Reviewed on: 24th April 2026
Adrian P's avatar
Adrian P

Probably the best platform around

5
Probably the best platform around Reviewed on: 24th April 2026
Akmal N's avatar
Akmal N

Great service, options that suit everyone’s needs

5
Great service, options that suit everyone’s needs Reviewed on: 24th April 2026
Colin C's avatar
Colin C

never have any issues with paypal

5
never have any issues with paypal Reviewed on: 24th April 2026
linda l's avatar
linda l

The service is good and the benefits are good

4
The service is good and the benefits are good Reviewed on: 24th April 2026
Wendy Murray's avatar
Wendy Murray

Good experience and possibility to spreading costs

5
Good experience and possibility to spreading costs Reviewed on: 24th April 2026
Celia F's avatar
Celia F

Really easy set up and easy to make secure purchases...

5
Really easy set up and easy to make secure purchases payments Reviewed on: 24th April 2026
ML's avatar
ML

Helpful for Managing Purchases

5
My experience with PayPal Credit has been very positive. It’s easy to use, offers flexible payment options, and makes managing purchases more convenient. The platform is clear and straightforward, and payments are simple to track. Overall, it’s been a reliable and helpful way to spread the cost of purchases when needed. Reviewed on: 24th April 2026
Atanas Chamov's avatar
Atanas Chamov

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