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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (175982 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (175984)

Best creditor

Easygoing, sensible, helpful service Reviewed on: 6th July 2026

Easiest payment method.

Easiest payment method. 4 months interest free for payments over £100 is brilliant Reviewed on: 6th July 2026

Security first

Always use PayPal when I want peace of mind Reviewed on: 6th July 2026

All my experiences have been good, selling and buyin...

All my experiences have been good, selling and buying and any problems have been sorted out amicably. Reviewed on: 6th July 2026

Easy to manage and use the app to keep a eye on your...

Easy to manage and use the app to keep a eye on your ballance Reviewed on: 6th July 2026

PayPal Credit has been really easy to use.

PayPal Credit has been really easy to use. The application was straightforward, payments are simple to manage through the app, and the interest-free offers are helpful for spreading the cost of larger purchases. Overall, I’ve had a positive experience. Reviewed on: 6th July 2026

Credit experience

I have used PayPal credit quite a few times now and always had a good experience with it Reviewed on: 6th July 2026

PayPal credit.

Easy to use, available everywhere. Cover cost over short interest free period. Just an easy way to pay. Reviewed on: 6th July 2026

Always positive!

Always positive! Straightforward and easy to comprehend. Reviewed on: 6th July 2026

never had any issues using paypal always felt safe t...

never had any issues using paypal always felt safe to use as well. Reviewed on: 6th July 2026

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