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PayPal: PayPal Credit reviews

4.90
Based on 105,509 reviews, last reviewed 13th May 2026
2522550% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and clear communication Easy to use and clear communication Reviewed on: 13th May 2026
Walter 's avatar
Walter

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105509)

Don Review 2026

5
I find paypal credit very easy to use and flexible. The website is very user friendly and informative so you can clearly see transactions and balances. I also like the 3 installment facility. Reviewed on: 24th April 2026

Excellent service

5
“I’ve had an excellent experience using PayPal. The platform is secure, fast, and very easy to use for both personal and business transactions. Payments are processed smoothly, and the buyer protection gives extra peace of mind. Customer support has also been helpful whenever I needed assistance. Highly recommended for safe online payments.” Reviewed on: 24th April 2026

Good is good even if it is not good

3
Good is good even if it is not good Reviewed on: 24th April 2026

Simple simple

4
Simple and to easy to navigate . Like that they email you info. Reviewed on: 24th April 2026

Helped me out alot affordability to repay to repay e...

5
Helped me out alot affordability to repay to repay each month great service Reviewed on: 24th April 2026

PERFECT...

5
I use PayPal credit for most of my online purchases and it has been great. The APR is not so high and it’s manageable Reviewed on: 24th April 2026

Just easy to use

5
Very handy for booking tickets on line i can do this safely as well. You always sit down get comfy then see something and think ill have that , as pay pal is on my phone few clicks its done Reviewed on: 24th April 2026

So easy to use and manage.

5
So easy to use and manage. I usually use PayPal for my online orders as it offers an extra layer of protection. Reviewed on: 24th April 2026

Easy to use and manage

5
Easy to use and manage . Problems handled quickly and efficiently with payments Reviewed on: 24th April 2026

Have had to request a refund before and it was dealt...

5
Have had to request a refund before and it was dealt with quickly. Reviewed on: 24th April 2026

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