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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Customer service is good.

Customer service is good. The app works well but also I have been able to contact someone directly and have a conversation when I need to. Reviewed on: 7th July 2026

Great company

I had a issue with a payment rang them and it was sorted straight away Reviewed on: 7th July 2026

PayPal is so easy and convenient to use.

PayPal is so easy and convenient to use. I had a problem in the past and PayPal helped straight away. I would recommend PayPal to anyone. Reviewed on: 7th July 2026

Quick and simple. Great App. Great service

Quick and simple. Great app. Have virtual card now which is real bonus. Highly recommend Reviewed on: 7th July 2026

We never have a problem with PayPal they are always...

We never have a problem with PayPal they are always there to help Reviewed on: 7th July 2026

Perfect.

It’s easy, never had an issue. Transactions are smooth and without delay, the split payments or credit is straightforward and clear to understand. The app works seamlessly and there’s offers, options or services available but no hard sell. Reviewed on: 7th July 2026

I love using PayPal, its a quick and easy way to pay...

I love using PayPal, its a quick and easy way to pay for goods online. It can also help me spread the costs. Reviewed on: 7th July 2026

PayPal offer secure and seamless online payments for...

PayPal offer secure and seamless online payments for me. It’s a brand that I trust, who make transactions and queries so easy. I always look for PayPal as an option when dealing with online payments. Reviewed on: 7th July 2026

I enjoy using PayPal it’s quick and efficient.

I enjoy using PayPal it’s quick and efficient. Only down side is I often have issues logging in from my phone. Reviewed on: 7th July 2026

I just love the 4 months 0%

I just love the 4 months 0% helps me spread the cost of holidays etc Reviewed on: 7th July 2026

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