Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,524 reviews, last reviewed 13th May 2026
2523250% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Widely accepted everywhere. Widely accepted everywhere. Makes life so much easier. Great assistance when I’ve need to use customer service and I like how your purchases and you a... Read more Reviewed on: 13th May 2026
Brigitte H's avatar
Brigitte H

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (105524)

App easy to use.

5
App easy to use. Feel very secure making online payments. Had trouble with direct debit. Got through to help quickly Reviewed on: 24th April 2026
Nicola B's avatar
Nicola B

Amazing service always great deals and understanding...

5
Amazing service always great deals and understanding when you miss a payment Reviewed on: 24th April 2026
Emma B's avatar
Emma B

Used them for years started with eBay use it for eve...

5
Used them for years started with eBay use it for everything I can now Reviewed on: 24th April 2026
Colin S's avatar
Colin S

Its convenient for me.

5
Its convenient for me. I always get excited when paypal is one of the payment options. I am excited to try the payment cards too. Reviewed on: 24th April 2026
Kasuli 's avatar
Kasuli

100% my go to lender

5
Can use in a variety of places and helps when I need it the most. Reviewed on: 24th April 2026
Fran K's avatar
Fran K

Very flexible way of paying.

5
Very flexible way of paying. Great service Reviewed on: 24th April 2026
Bea 's avatar
Bea

Easy to use, clear process and statements, easy to m...

5
Easy to use, clear process and statements, easy to manage and control. I can view my current status at any point and then plan accordingly. Reviewed on: 24th April 2026
Matt F's avatar
Matt F

Trust paypal

5
I have been with paypal for many years and always found them easy to use and understand. They give plenty of options to "pay back" funds. Reviewed on: 24th April 2026
Michael C's avatar
Michael C

So easy to use can chose how to pay or set up mini p...

5
So easy to use can chose how to pay or set up mini payment plans it’s a great app to use when paying for higher price items, flights or holiday to help spread the cost - 5 star highly recommend! Reviewed on: 24th April 2026
LP's avatar
LP

Easy to apply, use and repay.

5
Easy to apply, use and repay. Options to pay over 12m or 3m Reviewed on: 24th April 2026
Boots's avatar
Boots

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill