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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176012 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience.

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PayPal PayPal Credit reviews (176012)

I started to use pay pal Credit after I applied for it.

I started to use pay pal Credit after I applied for it. Straight forward, no full, job done. I now use it regularly to buy products from so many places. It is fast there is no hassle and above all it;s convenient for me. I set my direct debit up at £100 a month as the minimum payment. I then increase the direct debit if I wish to pay more of the balance off. I can also pay in extra amounts direct to pay pal. Reviewed on: 6th July 2026

Excellent service,Provided

Its easy to creat ,most of time I struggle with another credit provider but not paypal Reviewed on: 6th July 2026

Easy to use, instant transfer, what’s not to like

Easy to use, instant transfer, what’s not to like Reviewed on: 6th July 2026

overall experience is fantastic founded a little bit...

overall experience is fantastic founded a little bit complicated when I come to paying. If you click on payments, it's actually setting up a direct debit but if you click on pay you then can use your bank card which is instantaneous. I think I haven't done it. That is just what I logically I'm thinking of now. Reviewed on: 6th July 2026

Convenient, easy and versatile

Convenient and easy to select paypal credit as an option. Four months interest free is helpful when spending a few hundred and you want to keep the cash flow at a manageable level. Also used for a phone purchase contract so is a versatile payment method that fits with modern needs. The virtual credit card is a game changer. No need to have a seperate card, everything is in one place. Reviewed on: 6th July 2026

Always professional, and helpful

Always professional, and helpful; excellent and functional App. Reviewed on: 6th July 2026

Always helpful and fair great customer service

Always helpful and fair great customer service Reviewed on: 6th July 2026

PayPal credit gives that option and flexibility that...

PayPal credit gives that option and flexibility that is ideal for purchases Reviewed on: 6th July 2026

Easiest and fastest credit card application in the UK.

Easiest and fastest credit card application in the UK. Reviewed on: 6th July 2026

Always there to help with those things in life

When money gets tight there always there at hand they give you good promotions interest free they are always willing to help would highly recommend to anyone Reviewed on: 6th July 2026

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