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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,562 reviews, last reviewed 13th May 2026
2525100% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use, flexible payment options and great to d... Easy to use, flexible payment options and great to deal with. Customer service are quick to reply and helpful, issues are resolved promptly and I feel... Read more Reviewed on: 13th May 2026
Laura B's avatar
Laura B

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105562)

Great customer service when issues which aren't often.

5
Great customer service when issues which aren't often. Reviewed on: 24th April 2026
Ari's avatar
Ari

I have used PayPal for years.

5
I have used PayPal for years. Real benifit for me using pay in 3 and pay pal credit to purchase things I want and spread the cost. When I did need to call PayPal to ask a question the staff went above and beyond Reviewed on: 24th April 2026
Dan W's avatar
Dan W

ettcpuld be better one day gooooddd ggood gof ing there

3
So so not bad¡!!!!!!!!!Could be be Reviewed on: 24th April 2026
Mark M's avatar
Mark M

PayPal use

4
I find PayPal very convenient to use and is everywhere I shop. I am glad I decided to use paypal Reviewed on: 24th April 2026
Gray's avatar
Gray

Easy to manage and control

5
Very easy to manage and control and always available when needed. Reviewed on: 24th April 2026
Ronnie W's avatar
Ronnie W

Wouldn’t be without PayPal credit

5
Fantastic .. helps when I’m a bit short and I can pay back Reviewed on: 24th April 2026
Jd girl 's avatar
Jd girl

Reliable, Flexible, and Excellent Support

5
Amazing support experience across both standard PayPal and PayPal Credit. The response is almost always instant, the agents are helpful, and the outcome is usually positive and reassuring. PayPal Credit has also been very useful, especially with the interest-free instalment offers, which make larger purchases easier to manage responsibly. I also appreciate PayPal’s strong presence across both online retailers and physical/retail partners, making it a convenient and trusted payment option in many situations. Overall, PayPal gives me confidence when shopping, especially because of the ease of payment, buyer protection, quick support, and the flexibility offered through PayPal Credit. A very positive experience. Reviewed on: 24th April 2026
Abed's avatar
Abed

PayPal truly cares about helping their customers

5
The 4 months interest free credit was what attracted me to PayPal credit. Their service since then has been top level. The app is a breeze to navigate and their friendly, helpful emails just confirmed that I’m with the best financial service provider out there. It’s like they really care about making life easier for their customers. Well done PayPal. Keep up the good work. Reviewed on: 24th April 2026
Rochelle B's avatar
Rochelle B

Use PayPal, it’s the best!

5
Convenient, easy to use. PayPal clearly explain what has been paid and how it needs to be paid back. Highly secure way of transferring funds. Reviewed on: 24th April 2026
Emma Ferguson-Coleman's avatar
Emma Ferguson-Coleman

PayPal Credit was super helpful when I needed to spr...

5
PayPal Credit was super helpful when I needed to spread the cost of a purchase. The app was also very handy and easy to use. Reviewed on: 24th April 2026
Ryan N's avatar
Ryan N

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