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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176020 reviews)

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4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (176021)

great experience with PayPal Credit.

I've had a great experience with PayPal Credit. The application process was straightforward, and the account is really easy to use. Their customer service has always been friendly, helpful, and quick to resolve any questions I've had. Overall, I'm very happy with the service they provide. There are some great perks, the online account is simple to manage, and everything has been smooth from start to finish. I would definitely recommend PayPal Credit to anyone looking for a reliable and easy-to-use lender. Reviewed on: 6th July 2026

So I like PayPal credit but sometimes I find it hard...

So I like PayPal credit but sometimes I find it hard to keep up with what I am due as it’s not as commutative as other apps such as Klarna etc in telling you when things are due. I also feel that it logs me out quite a lot so can be harder to access when looking to pay for things that edges me to use other apps Reviewed on: 6th July 2026

.reliability of Paypal

I've been with PayPal a number of years a d they always have my back Very quick to sort out any disputes and quick to arrange refunds I find their service very reliable Reviewed on: 6th July 2026

Lots of options

Easy to use app and lots of credit options, Reviewed on: 6th July 2026

Easy to use and a great payment option

I’ve had a very positive experience with PayPal Credit. The application process was straightforward, and the account was easy to set up and manage. It provides a convenient and flexible way to spread the cost of purchases, and the app and website make it simple to keep track of payments. Overall, it’s been a reliable service, and I would happily recommend it to anyone looking for a flexible payment option. Reviewed on: 6th July 2026

Love PayPal.

Love PayPal. Easy to pay and fast customer service. Absolutely no complaints Reviewed on: 6th July 2026

I have been using PayPal for years absolutely brilli...

I have been using PayPal for years absolutely brilliant Reviewed on: 6th July 2026

Its very good but the downside is when I make a paym...

Its very good but the downside is when I make a payment to try clear and miss a charge for a 4 month deal ending it clears from my balance before my deal Reviewed on: 6th July 2026

My experience has been excellent customer service ve...

My experience has been excellent customer service very helpful. Reviewed on: 6th July 2026

PayPal has been a godsend!!

PayPal has been fantastic for me to send money to my family and friends. I love that it’s instant to cash out money too. I have never had any problems. PayPal credit has been a godsend for those moments in life where I can’t afford to pay for something outright! Was very straightforward to set up and to use, and the no interest for 4 months offer is brilliant! Reviewed on: 6th July 2026

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