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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181155 reviews)

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4.73

Based on 181,155 reviews, last reviewed 5th Oct 2026

75% decrease in 5 star reviews

in the past 90 days

73% decrease in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Awards

Best retail finance provider 2026

Awarded to the retail finance provider rated highest in customer reviews.
Best credit app 2026

Awarded to the credit union rated highest in customer reviews for their app

PayPal PayPal Credit reviews (181155)

Amazing service and great experience

Amazing service and great experience Reviewed on: 7th July 2026

Decent app and functionality

Good experience in buying but app needs improvement keeps logging me off Reviewed on: 7th July 2026

Always a Positive Experience

I’ve never had a problem with PayPal. Whenever there was an issue, it was always resolved promptly. Reviewed on: 7th July 2026

Quick and easy to sign in to account and use.

Quick and easy to sign in to account and use. Reviewed on: 7th July 2026

simplicity at its best.

Straight forward , simplicity at its best. Reviewed on: 7th July 2026

PayPal ..

I have been using PayPal for years and have never experienced anything negative easy to use easy to pay Reviewed on: 7th July 2026

PayPal is an excellent service.

PayPal is an excellent service. Very easy to use and navigate. Excellent when dealing with issues. I highly recommend Reviewed on: 7th July 2026

I find PayPal a great service, it's so easy to send...

I find PayPal a great service, it's so easy to send and receive money with other people and the pay in 3 is very helpful. Reviewed on: 7th July 2026

Paypal gives you flexibility around your payments.

Paypal gives you flexibility around your payments. Has great rewards when you join Paypal+ Reviewed on: 7th July 2026

Excellent practical help.

Pay pall helps me manage my budget through the offers pay over 4 months or pay in 3. I find this invaluble with the cost of living. Thankyou paypal. Reviewed on: 7th July 2026

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