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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 105,583 reviews, last reviewed 13th May 2026
2526050% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It’s Easy Easy to use, easy to understand with great products. Reviewed on: 13th May 2026
Andrew Mathison's avatar
Andrew Mathison

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (105584)

Always helpful

5
Never had a problem sorting things out with paypal if needed. Always helpful Reviewed on: 24th April 2026
Dena's avatar
Dena

Very easy to use & set up

5
Very easy to use & set up when making an emergency purchase you weren’t expecting or saved for. Reviewed on: 24th April 2026
Alice s's avatar
Alice s

Easy to use and hassle free

5
Easy to use and promo pay in 4mths interest free has been great when cash is tight but car needs a repair. App is easy to use and set payments from minimum to current balance. Wouldn’t be without it Reviewed on: 24th April 2026
Chris 's avatar
Chris

I have PayPal account a long time i paying with...

5
I have PayPal account a long time i paying with PayPal all my payments on line I have feeling secure Any problems with retailers PayPal always sorted .thanks PayPal team Reviewed on: 24th April 2026
Maria G's avatar
Maria G

Amazing experience

5
Pay pal helps me to pay for things I could not effort otherwise. Flexible payment options where I can split my payments and pay not interest is amazing. I could not effort to buy certain things in one payment as a single mum and pay pal lets me split cost across few months. Reviewed on: 24th April 2026
Marta Roze's avatar
Marta Roze

Paypal allows me to split payments and spread the co...

5
Paypal allows me to split payments and spread the cost of purchases, it's easy to set up and manage Reviewed on: 24th April 2026
Wigby's avatar
Wigby

It’s an easier and safer way to pay online

5
It’s an easier and safer way to pay online Reviewed on: 24th April 2026
Johanna South's avatar
Johanna South

I use PayPal for almost all of my transactions.

5
I use PayPal for almost all of my transactions. I love the pay in 3 and the 4 months intrest free credit scheme. These have helped me out massively. I trust paypal to do my transactions and that it why I am voting for them. Reviewed on: 24th April 2026
Louise B's avatar
Louise B

PayPal is easy to use and very user friendly

5
PayPal is easy to use and very user friendly Reviewed on: 24th April 2026
Dorothea J's avatar
Dorothea J

Convenient, but watch the terms

4
Here’s a clean, balanced review you can paste straight in: Title: Convenient, but watch the terms Review: I’ve used PayPal Credit for a while and it’s been useful for spreading the cost of larger purchases. The application process was straightforward and it integrates well with PayPal, which makes checkout quick and easy. That said, it’s important to stay on top of payments and understand the terms, especially around promotional offers and interest rates. If you miss a payment or don’t clear a balance in time, costs can add up quickly. Overall, it’s a helpful option if used carefully, but not something to rely on without keeping a close eye on the details. Reviewed on: 24th April 2026
Mark's avatar
Mark

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