Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (176044 reviews)

View other PayPal products

4.73

Based on 175,893 reviews, last reviewed 10th Jul 2026

1298% increase in 5 star reviews

in the past 90 days

1240% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is good and reliable and they act as professi... PayPal is good and reliable and they act as professionals they also serve customers in excellence and always standby to help in-terms of difficulty an... Read more Reviewed on: 10th July 2026

Latest lowest rating:

1

Shockingly bad..but they get away with it I have had reason to complain to the Financial Ombudsman regarding this company. Their attitude is we won't follow instructions and when things go wro... Read more Reviewed on: 10th July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (176052)

Excellent way to purchase.

I find PayPal an excellent way to pay for items online. The pay in three choice is very helpful for larger payments and helps with monthly outgoings. It saves having to complete ones details for every purchase and is totally secure. Reviewed on: 6th July 2026

Alway very helpfully when dealing with problems

Alway very helpfully when dealing with problems Reviewed on: 6th July 2026

Very helpful and supportive staff

Very helpful and supportive staff Reviewed on: 6th July 2026

Pay pal credit are ready to help

Pay pal credit have always been helpful. They have kept me informed throughout my account history. Also, when there was an issue with a returned payment fee which was not my fault, the customer service team helped solve the issue immediately. I would recommend them to anyone thinking about taking up a credit account Reviewed on: 6th July 2026

Great easy service, wouldn’t do without it

Great easy service, wouldn’t do without it Reviewed on: 6th July 2026

easy service

It’s a Great service. easy to work with. Reviewed on: 6th July 2026

It’s been seamless using PayPal.

It’s been seamless using PayPal. I gave a good for customer service cos I have not had a chance to use it. Using PayPal has made it a lot easier doing transactions and belonging payment from my other credit cards. Receiving payment from abroad is also very easy and thoughtless. Reviewed on: 6th July 2026

I have never had an issue with PayPal Credit as a cu...

I have never had an issue with PayPal Credit as a customer. Everything has been top-notch, and I believe that if I were to encounter any problems or concerns, they would resolve them adequately. Reviewed on: 6th July 2026

Every little help

Every little help paypal is their when needed Reviewed on: 6th July 2026

PayPal is best service to make payments faster and s...

PayPal is best service to make payments faster and safer Reviewed on: 6th July 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews
Very Account
from Shop Direct 3.18 from 28 reviews
Better Off Calculator
from Policy in Practice 4.63 from 496 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 97644 reviews
Payments
from PayPal 4.71 from 3846 reviews
Credit card
from PayPal 4.70 from 121 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub