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PayPal: PayPal Credit reviews

4.90
Based on 105,621 reviews, last reviewed 13th May 2026
2527650% increase in 5 star reviews
in the past 90 days
7400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Usually good experience Usually good experience. Easy to use and good terms, especially their 3 months no interest offer. Direct Debit can be a bit confusing, with very long ... Read more Reviewed on: 13th May 2026
Luiz L's avatar
Luiz L

Latest lowest rating:

1

Not good at all, Paypal is highly Not recommended I've been a loyal customer with this company for more than 10 years and I noticed a critical decline in the quality of customer service, who are mostl... Read more Reviewed on: 12th May 2026
Eli 's avatar
Eli

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (105621)

Great opportunity to have interest free credit for a...

5
Great opportunity to have interest free credit for a short period. Reviewed on: 24th April 2026

briliant always easy and fast pay

5
briliant always easy and fast pay Reviewed on: 24th April 2026

Using PayPal has been very convenient and secure for...

5
Using PayPal has been very convenient and secure for my online transactions. The interface is user-friendly, and transfers are usually fast and reliable. Reviewed on: 24th April 2026

I use PayPal credit often.

5
I use PayPal credit often. I wouldn't have been able to get oil for my house without it as it's so expensive at the moment. Keep up the good work PayPal! Reviewed on: 24th April 2026

Great opportunity to make things more affordable for...

5
Great opportunity to make things more affordable for people especially with how expensive everything is at the moment. Reviewed on: 24th April 2026

Always easy to use app and seamless interface

5
Always easy to use app and seamless interface Reviewed on: 24th April 2026

Excellent service from PayPal every time and securit...

5
Excellent service from PayPal every time and security for your payments Reviewed on: 24th April 2026

Great experience, I love using PayPal.

5
Great experience, I love using PayPal. And I did for used it for the last 15 years. Reviewed on: 24th April 2026

It’s the k

4
No real problems and I have had it for many yeas Reviewed on: 24th April 2026

Very nice,very safety company i am very happy

5
Very nice,very safety company, i am very happy Reviewed on: 24th April 2026

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