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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,155 reviews, last reviewed 5th Oct 2026
75% decrease in 5 star reviews
in the past 90 days
73% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

been useing paypal for years and years been useing paypal for years and years Reviewed on: 5th October 2026
tank's avatar
tank

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
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PayPal PayPal Credit reviews (181155)

It is always safe and seamless.

5
It is always safe and seamless. Using PayPal for many years and never has any issues. Reviewed on: 7th July 2026
Szymon T's avatar
Szymon T

They have been very helpful and the payment

5
They have been very helpful and the payment Reviewed on: 7th July 2026
Nadia Z's avatar
Nadia Z

I used PayPal Credit for a designer bag from Vestiai...

5
I used PayPal Credit for a designer bag from Vestiaire Collective. It was life changing. Reviewed on: 7th July 2026
Simona C's avatar
Simona C

PayPal great provider.

5
PayPal is the go to credit and payment provider for my purposes and for many more .it's reliable and very trustworthy.ive been using them for many years and will continue to ..great service . Reviewed on: 7th July 2026
Tony C's avatar
Tony C

Nothing to hard for us

5
When had a problem they were all way there to nothing is to much trouble Reviewed on: 7th July 2026
Brian Coley 's avatar
Brian Coley

Always used PayPal very efficient

5
Always used PayPal very efficient Reviewed on: 7th July 2026
Fran H's avatar
Fran H

Simple, clear, and user friendly

5
The application process is simple, and the terms easy to understand, with decisions available immediately. The dashboard in the PayPal app is simple and clear and this, together with email reminders, enables users to track and monitor payments and balances. Reviewed on: 7th July 2026
Philip G's avatar
Philip G

I always use PayPal as I feel it’s safer when buying...

5
I always use PayPal as I feel it’s safer when buying online customer service is fantastic, it’s always my go to payment method Reviewed on: 7th July 2026
Grace H's avatar
Grace H

Pay in 3

4
Pay in 3 made purchases easier. It easy to plan. Reviewed on: 7th July 2026
Pirooz Masoumi's avatar
Pirooz Masoumi

Fabulous service

5
Using PayPal has always even quick & easy, clear & informative. I am kept update with options as well as changes. Highly recommended Reviewed on: 7th July 2026
Sara G's avatar
Sara G

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